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Credit Card

Fruhmann edited this page Jul 2, 2019 · 70 revisions

Credit Card is one of the most popular payment methods worldwide. It allows the consumer (aka cardholder) to buy goods and services using a (virtual) credit card.

Credit Card Configuration

  1. Select Stores/Configuration.

  2. Go to Sales and scroll down to Payment Methods.

  3. Select Wirecard Credit Card to open the Credit Card configuration page:

Credit Card Configuration

Send Additional Information

If this field is set to Yes, additional data will be sent for the purpose of fraud protection. This additional data includes billing/shipping address, shopping basket, and descriptor.

Non 3-D Secure and 3-D Secure Limits

Depending on the order value, you might consider reducing payment risks and keeping the payment process simple. Therefore, the extension allows configuring Non 3-D Secure and 3-D Secure limits.

The limit settings here need to match the limit settings defined in your acquirer contract. Acquiring contract settings may not be overruled by extension settings.

The following six examples assist you in setting the limits according to the order value:
3-D Configuration settings

Payment Action

Credit Card payment can be performed using two different payment actions:

1. Authorization: Payments for orders are not captured/invoiced but only authorized by the consumer, and therefore only reserved. For debit, you have to confirm/capture the amount manually.

  • This payment action triggers the transaction type authorization for payment method Credit Card.
  • The order created in Magento 2 order management will be labeled as Authorized.

2. Capture: Set payment action to Capture to invoice payments of orders automatically.

  • This payment action triggers the transaction type purchase for payment method Credit Card.
  • The order created in Magento 2 order management will be labeled as Processing.

One-Click Checkout

Credit Card payments with the Wirecard extension support recurring payments, which allow consumers to check out without having to re-enter their credit card details.

  1. Select Stores/Configuration.

  2. Go to Sales and scroll down to Payment Methods.

  3. Select Wirecard One-Click Checkout to enable One-Click Checkout:

Credit Card Configuration

If this feature is Enabled, consumers will be asked to save their credit card details for later use.

Credit Card will be listed as one of the available payment methods the next time the consumer proceeds to the checkout. Credit card details do not have to be modified and can be deleted at any time.

Supported Post-Processing Operations

  1. Select Sales/Orders to access post-processing operations: PostPro_Step1

    Transaction_table

  2. Click View in the Action column to display the order details. It shows all available post-processing operations, e.g.: Transaction_details

Depending on your Payment Action settings, there are different post-processing operation workflows for Credit Card:

Payment Action Authorization

1. Void: Triggers transaction type void-authorization. The payment will be canceled/voided.

2. Capture: Triggers transaction type capture-authorization. The payment will be captured/invoiced.

3. Refund: Triggers transaction type refund-capture. The payment/invoice will be refunded.

Payment Action Capture

1. Refund: Triggers transaction type refund-purchase. The payment/invoice will be refunded.

You also have the option of partial Refund/Capture. Partial Refund/Capture is possible until the payment has been refunded/captured in full.

For a step-by-step guide to voiding, capturing and refunding payments, go to our Post-Processing Operations page.


Please be aware that stock management is not included in the post-processing operations triggered in the Wirecard extension but only in Magento 2 order management.

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