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Pay by Bank app

Olivia Felsberger edited this page Mar 27, 2019 · 6 revisions

Mastercard's Pay by Bank app makes mobile bank transfers more convenient. Consumers can make payments via their banks' apps without having to enter their payment details and passwords.

Pay by Bank app is currently available only in the UK. You can use Pay by Bank app with Barclays' Pingit app, with more banks to follow.

Pay by Bank app Configuration

  1. Select Stores/Configuration.
  2. Go to Sales and scroll down to Payment Methods.
  3. Select Wirecard Pay by Bank app to open the Pay by Bank app configuration page:

Pay by bank app Configuration

Payment Action

Pay by Bank app transactions allow only payment action Capture, which triggers the transaction type debit for payment method Pay by Bank app.

Successful transactions (i.e. payments for orders) are captured/invoiced automatically and do not have to be confirmed manually.

Send Additional Information

If this field is set to Yes, additional data will be sent for the purpose of fraud protection. This additional data includes billing/shipping address, shopping basket, and descriptor.

Merchant Return String

Enter a URL into the field Merchant Return String to redirect consumers from their mobile banking apps to your shop.

Supported Post-Processing Operations

  1. Select Sales/Orders to access post-processing operations: PostPro_Step1


  2. Click View in the Action column to display the order details. It shows all available post-processing operations, e.g.: Transaction_details

Pay by Bank app supports the post-processing operation Refund.

Refund triggers the transaction type refund-debit. The payment/invoice will be refunded.

You also have the option of partial Refund. Partial Refund is possible until the payment has been refunded in full.

For a step-by-step guide to voiding, capturing and refunding payments, go to our Post-Processing Operations page.

Please be aware that stock management is not included in the post-processing operations triggered in the Wirecard extension but only in Magento 2 order management.

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