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Olivia Felsberger edited this page May 16, 2019 · 17 revisions

Masterpass is a free digital wallet service. It stores payment and delivery information so that consumers can make purchases without having to re-enter their shipping/billing address or credit card details.

A Masterpass wallet works with all major credit, debit and prepaid cards, such as Mastercard, Maestro, Diners Club International, Discover, Visa and American Express.

Masterpass Configuration

  1. Select Modules/Modules & Services.

  2. Click the Installed Modules tab to display the Wirecard PrestaShop Module.

  3. Use the Configure button (on the right) to access the Payment Method Settings: Configure

  4. Select the Masterpass tab to open the configuration page: Masterpass Configuration

Payment Action

Masterpass payment can be performed using two different payment actions:

1. Authorization: Payments for orders are not captured/invoiced but only authorized by the consumer, and therefore only reserved. For debit, you have to confirm/capture the amount manually.

  • This payment action triggers the transaction type authorization for payment method Masterpass.

2. Capture: Payments for orders are captured/invoiced automatically.

  • This payment action triggers the transaction type purchase for payment method Masterpass.


The descriptor is the text representing an order on the consumer's bank statement issued by their credit card company. It provides information for the consumer, as it associates a specific debit on the consumer's account with the respective purchase in your shop.

  • If the descriptor is set to NO, the issuer/acquirer generates a default entry for each purchase.

  • If the descriptor is set to YES, the default descriptor text consists of the first 9 characters of the shop name and the order number. To modify the descriptor, use the method createDescriptor in the file wirecardpaymentgateway/helper/AdditionalInformation.php.

    Data and Structure:

    • Your merchant name and merchant location are usually displayed on the cardholder's bank statement (static data). These fields, or parts of them, are used for presenting the dynamic data on the cardholder's statement. Apart from such static data, you can add transaction information to better reference your sales. For example, you can use invoice number, booking ID or transaction ID. This data is typically passed along to you (the merchant). As the field has a fixed length, the longer the merchant name, the smaller the number of digits allocated to dynamic information, e.g.:

      • VISA: Name: 25 digits, location: 13 digits
      • Mastercard: Name: 22 digits, location: 13 digits
    • Consider all these parameters before setting a dynamic descriptor because any text exceeding the permissible length is cut off and discarded.

    • Be aware that industry-specific restrictions apply depending on card schemes.

    • Wirecard Bank (WDB) receives the transaction data from the Wirecard processing platform, looks up the merchant address, consolidates static address details and dynamic sales data (including merchant name and merchant location) and routes the information and the settlement request to the issuer. The amount of information that will later appear on the consumer's card statement may vary from issuer to issuer.

    • Note: It is up to the issuer to decide which data provided in the dynamic descriptor is printed on the cardholder's statement. Therefore, Wirecard cannot guarantee that the dynamic descriptor data is fully printed on the cardholder's statement.

Enable this feature to send the descriptor with each request/response.

Send Additional Information

If this feature is set to YES, additional data will be sent for the purpose of fraud protection. This additional data includes billing/shipping address, shopping basket, and descriptor.

Note: The additional information includes the descriptor even if the descriptor option is set to NO.

Supported Post-Processing Operations

  1. Select Modules/Modules & Services.

  2. Click the Installed Modules tab to display the Wirecard PrestaShop Module.

  3. Use the Configure button (on the right) to access the Payment Method Settings: Configure

  4. Select the Transactions tab to open the transaction table, which lists all successful transactions: Transaction_tab


  5. Click on a transaction or click the View button to open the transaction detail view.
    It shows all available post-processing operations, e.g.: Transactiondetails

Depending on your Payment Action settings, there are different post-processing operation workflows for Masterpass:

Payment Action Authorization

1. Cancel: Triggers transaction type void-authorization. The payment will be canceled/voided.

2. Capture: Triggers transaction type capture-authorization. The payment will be captured/invoiced.

3. Refund: Triggers transaction type refund-capture. The payment/invoice will be refunded.

Payment Action Capture

1. Refund: Triggers transaction type refund-purchase. The payment/invoice will be refunded.

Please be aware that stock management is not included in the post-processing operations triggered in the Wirecard module but only in PrestaShop order management.

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