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Pay by Bank app

Fruhmann edited this page Mar 27, 2019 · 2 revisions

Mastercard's Pay by Bank app makes mobile bank transfers more convenient. Consumers can make payments via their banks' apps without having to enter their payment details and passwords.

Pay by Bank app is currently available only in the UK. You can use Pay by Bank app with Barclays' Pingit app, with more banks to follow.

Pay by Bank app Configuration

To configure your Pay by Bank app payments, please contact Wirecard Support. Available Pay-by-Bank-app-specific settings are listed below.

Payment Action

Pay by Bank app transactions allow only payment action Purchase, which triggers the transaction type debit for payment method Pay by Bank app.

Successful transactions (i.e. payments for orders) are captured/invoiced automatically and do not have to be confirmed manually.


The descriptor is the text representing an order on the consumer's bank statement issued by their bank. It provides information for the consumer, as it associates a specific debit on the consumer's account with the respective purchase in your shop.

  • If the descriptor is Disabled, the issuer/acquirer generates a default entry for each purchase.

  • If the descriptor is Enabled, the default descriptor text consists of the first 9 characters of the shop name and the order number. To modify the descriptor, contact Wirecard Support. Max. length: 64 characters.

Enable this feature to send the descriptor with each request/response.

Merchant Return String

The Merchant Return String (URL) redirects consumers from their mobile banking apps to your shop.

Post-Processing Operations

Post-processing operations, such as refund, are currently not supported by the Wirecard Shopify App. Use the Wirecard Enterprise Portal (WEP) to execute post-processing operations.

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