With 20 years of experience in finance, I’ve transitioned into software development by learning three programming languages in 9 months to bridge the gap into database and analyst roles. This skillset allows me to apply my analytical background to building scalable, data-driven solutions. I’m passionate about continuous learning, coding, and wireframing, and I’m eager to leverage my experience in finance and tech to create impactful solutions. I enjoy helping others along this journey, so feel free to reach out for collaboration or mentorship.
I’m currently learning ...C# amd working on websites freelance for friends in my local community to gain more experience in Web Design with front-end and back-end databases.
- Languages & Frameworks: Python (Flask, Django), Java (Spring Boot), JavaScript (React, Node.js, TypeScript)
- Databases & Security: SQL, MySQL, MongoDB, API Security, JWT, Bcrypt
- Cloud & DevOps: AWS, CI/CD, Docker, Git, Agile, RESTful APIs
- Risk & Compliance: TRID, QM/Non-QM, OCC, FHA, VA, FNMA, FCRA, ECOA, UDAAP, GLBA, AML/BSA, Fraud Detection, Portfolio Risk Monitoring
- Audit & Data Analytics: Power BI, Excel (Pivot Tables, VLOOKUP, VBA), Compliance Dashboards, Financial Modeling
- Compliance & Workflow Tools: Appian, Encompass, LPS Desktop, Vendor Scape, MERS, Clarity, Acuity
- Security & Automation: GDPR Compliance, Automated Risk Audits, SQL-Based Reporting, Test-Driven Development (TDD)
- Additional Tools & Technologies: Postman, JIRA, Kubernetes, Terraform, WebSocket’s, Tailwind CSS, Three.js
Pizza-Time | Full Stack Developer | Group Collaboration | https://github.com/CrystalW11/Pizza-Time
An interactive web application allowing users to customize their pizza orders for delivery or carry-out, showcasing full-stack development skills and a dynamic user interface.
- Built secure login registration with MySQL, Flask, Bcrypt, and HTTPS.
- Integrated GPS API for location-based pizza delivery and implemented form validation with hidden inputs.
- Developed RESTful API endpoints for order processing and customer authentication.
Easy Bay | Software Developer | https://github.com/CrystalW11/Crystal-s-Technical-Projects.git
An elegant online marketplace where plant enthusiasts can effortlessly browse and purchase a curated selection of premium succulent plants, fostering a seamless and enjoyable shopping experience.
- Engineered dynamic image hover interactions with advanced CSS techniques.
- Implemented cookie consent functionality to ensure GDPR compliance, leveraging JavaScript and HTTP cookies.
- Designed an intuitive UI using React and Tailwind CSS to enhance user experience.
CRE Compliance Underwriter (Remote) | Situs AMC | Denver, CO | 04/2016 – 04/2024
- Achieved 99.8% accuracy in compliance reviews for underwriting, credit analysis, and loan approvals, ensuring adherence to ECOA, FCRA, UDAAP, TILA, GLBA, and other regulations.
- Conducted compliance reviews for 20+ loan products, identifying risks and ensuring financial reporting accuracy.
- Validated financial transactions for compliance with ECOA, TILA, and GLBA.
- Investigated financial statements and assets to detect fraud, verifying that loan applications met industry lending standards (FCRA, UDAAP).
- Managed and monitored a $100B+ real estate portfolio, proactively identifying risks and enforcing compliance with ECOA and UDAAP.
- Assessed creditworthiness and financial risk, reducing fraud and minimizing losses through detailed analysis of financial data.
- Streamlined loan reviews with a JavaScript app, enabling real-time validation and ensuring TILA, FCRA compliance.
QC Default Foreclosure Analyst | Clayton Holdings, LLC | Denver, CO | 08/2011 - 07/2013
- Conducted compliance audits on defaulted loans, foreclosures, and loan modifications to ensure adherence to federal regulations.
- Performed quality control audits for foreclosures, bankruptcies, and loan modifications, identifying Robo-signing issues and enforcing compliance under Consent Order regulations.
- Validated mortgage assignments and loan transfers, ensuring accuracy and compliance with industry standards.
- Analyzed large datasets with Excel (pivot tables, VLOOKUP) to enhance audit reporting and resolve discrepancies.
- Developed audit templates for bankruptcy payments, judgments, and financial disputes, helping mitigate compliance risks.
- Collaborated with cross-functional teams to resolve audit findings and implement corrective action plans, enhancing internal controls and ensuring timely regulatory compliance.
- Assisted in training and onboarding 30 new hires, mentoring them on foreclosure compliance standards, audit procedures, and regulatory guidelines, ensuring accuracy in quality control reviews.