Guide C txns: explain reconcilation state "cleared"

Improved wordening by lmat

guide/C/ch_txns.xml

@@ -1,7 +1,7 @@
 <!--
       (Do not remove this comment block.)
   Version: 2.0.0
-  Last modified: July 9th 2006
+  Last modified: 2014-09-14 (fell)
   Maintainers: 
                Chris Lyttle <chris@wilddev.net>
   Author:
@@ -562,13 +562,15 @@
       transaction.</para>
 
       <para><application>&app;</application> keeps track of the reconciliation status of each
-      transaction. The reconciliation status of a transaction is shown by the
-      reconciliation <guilabel>R</guilabel> field in a register:
-      <emphasis>y</emphasis> indicates that a transaction has been
-      reconciled, <emphasis>n</emphasis> indicates that it has not, and <emphasis>c</emphasis> indicates that it has
-      been cleared, but not reconciled. You can toggle the reconciliation status
-      between <emphasis>n</emphasis> and <emphasis>c</emphasis> by clicking in the <guilabel>R</guilabel> field; you can set 
-      it to <emphasis>y</emphasis> by using <xref linkend="txns-reconcile-window2" />.</para>
+        transaction. The reconciliation status of a transaction is shown by the
+        reconciliation <guilabel>R</guilabel> field in a register:
+        <emphasis>y</emphasis> indicates that a transaction has been
+        reconciled, <emphasis>n</emphasis> indicates that it has not, and <emphasis>c</emphasis> indicates that it has
+        been cleared, but not reconciled. A split marked cleared signifies that you got some kind of confirmation
+        that the institution accepted the order (e.g. you have the restaurant's receipt for your credit card purchase).
+        You can toggle the reconciliation status
+        between <emphasis>n</emphasis> and <emphasis>c</emphasis> by clicking in the <guilabel>R</guilabel> field; you can set 
+        it to <emphasis>y</emphasis> by using <xref linkend="txns-reconcile-window2" />.</para>
 
       <para>At the bottom of the account window, there are (among others) two running
       balances (the <guilabel>cleared</guilabel> and <guilabel>reconciled</guilabel> balance), and the