↓無配偶用質問票
- Yes, I do.
- Yes, I have credit cards but we rarely use them ----> (Go to
Q{number} <repaying-any-loan_s>
) - No, I do not have credit cards.
__ __ cards
__ __ __ thousand yen
- Yes
- No
- I always check it
- I sometimes check it
- I do not usually check it
[For all respondents]
- Yes
- No ----> (Go to
Q{number} <a-loan-application-rejected_s>
)
What is the total balance due on the loan(s) and the amount of loan(s) you have repaid during the past year (October - - September )?
Total balance due on the loan(s) __ __ __ __ ten thousand yen
Amount of loan(s) repaid for the past one year __ __ __ ten thousand yen
- I did not repay in the past year
- Yes ----> New balance due on the loan(s) __ __ __ __ ten thousand yen
- No
Choose code numbers from the code list below and enter them in the columns “(1) Purpose of borrowing”, “(2) Borrowed from”, and “(3) Reason for borrowing from the source”. Please enter the most important reason in the column “(3) Reason for borrowing money from the source”.
(1) Purpose of borrowing (enter any of the code numbers from 01 to 11) |
(2) Borrowed from (enter any of the code numbers from 21 to 28) |
(3) Reason for borrowing from the source (enter any of the code numbers from 31 to 45) |
(4) Total balance due on the loan(s) | (5) Amount of loan(s) repaid during the past one year |
______ | ______ ______ |
______ ______ |
______ ten thousand yen | 1. ______ 2. I did not repay in the past year |
______ | ______ ______ |
______ ______ |
______ ten thousand yen | 1. ______ 2. I did not repay in the past year |
______ | ______ ______ |
______ ______ |
______ ten thousand yen | 1. ______ 2. I did not repay in the past year |
Purpose of borrowing | Borrowed from |
---|---|
1. Business funds 2. To buy an automobile 3. To buy durable consumer goods such as furniture and consumer electronics 4. To buy clothing, personal goods, foods, etc. 5. To pay for hobbies, leisure activities, and social expenses 6. To pay educational expenses 7. To create marriage fund 8. To provide for any unexpected illnesses or accidents 9. To supplement household living expenses 10. To repay a debt 11. For other purposes |
21. Post office or financial institution such as a bank 22. Employee loan 23. Bank credit company 24. Credit selling company 25. Consumer loan company 26. Retailers’ loan company 27. My parent(s) 28. Other |
Reason for borrowing money from the source |
---|
31 We could borrow money only from that source 32 The process was simple there 33 We could borrow money the fastest from that source 34 The business hours were longer and night services were provided there 35 Saturday and Sunday services were provided there 36 The rate of interest was low there 37 We were earnestly solicited by an employee in the company or institution 38 Our friend(s) or acquaintance(s) recommended the source 39 We had a credit card issued by the source 40 The repayment seemed to be simple there 41 The source was in our neighborhood 42 The source was well known and reliable 43 We could borrow money easily from the source 44 We didn’t want to borrow money from a financial institution 45 Other reason |
- It feels light.
- It feels slightly heavy.
- It feels considerably heavy.
- It feels very heavy.
[For all respondents]
- Yes
- No, but we had the loan amount decreased
- No
Have you ever given up asking for a loan during the past year (October -- September ) because you thought it would be rejected?
- Yes
- No
- Yes
- No ----> (Go to
durable_goods_s
) - Don’t know ----> (Go to
durable_goods_s
)
Choose 3 out of the 9 answers listed below and enter their numbers in the boxes provided in your order of preference.
- 1st choice _______
- 2nd _______
- 3rd _______
1. Post office or financial institution such as bank 2. Housing Loan Corporation or other public loan such as pension loan, asset-formation loan, public corporation loan, municipal corporation loan, etc. 3. Worker-company loan 4. Bank credit company (JCB, VISA, UC, etc.) 5. Credit selling company (Nippon Shinpan, Jaccs, Life, etc.) 6. Consumer loan company (Akomu, Takefuji, Puromise, Lake, etc.) 7. Retailers’ loan company (Marui, Credit Saison, Daiei Finance, and other loan or credit companies managed by department stores.) 8. Other (Please specify: ________________ ) 9. Don’t know |
- Because the process is simple there
- Because it has longer business hours and provides night services
- Because it provides Saturday and Sunday services
- Because the rate of interest is low there
- Because there is no need to have a mortgage, guarantor, or any other constraint
- Because it keeps customers' information confidential so that we don’t need to worry
- Because the lender’s service to the borrower improves after the loan is taken out
- Because it is well known and reliable
- Because of other reasons (Please specify: _________ )
We would like to ask about your use of cashless services. How often do you use the following payment methods in your everyday shopping?
- I use it all the time
- I use it sometimes
- I have an (electronic payment) app, but hardly ever use it
- I do not have an (electronic payment) app
E-money and transport-related e-money (that can be used for purposes other than transport) / iD, Rakuten Edy, nanaco, etc.
- I use it all the time
- I use it sometimes
- I have an (electronic payment) app, but hardly ever use it
- I do not have an (electronic payment) app