Your task is to build a banking behavioral scorecard model for internal customers through a user's liability account and predict the credit risk. These are low transacting customers. The definition that is used for the target variable is every 30+ or X+ days delinquent twice in forward months. The implementations of the model are as follows: Pre-approving customers for cross-selling other products of a bank Decide the mode of treatment of customers and specify it as an input for credit underwriting Note: You can decide the customer treatment through a graded risk profile of customers.
I trained banking behavioral scorecard model AI with >95% accuracy