This patch resolves an issue in Magento 2.3.5 and 2.3.5-p1 where the storefront checkout workflow did not display any payment method that has been enabled for specific countries with the exception of the Klarna and Amazon Pay payment methods.
Affected Magento versions: Magento Commerce and Open Source v2.3.5 / v2.3.5-p1 (on prem and cloud).
See Applying patches for specific instructions on downloading and applying Magento patches.