Getting Error "U16: Risk Threshold Exceeded" in BHIM, Google Pay & Amazon Pay

[jatinyadav25]

Getting U16 error in BHIM, Google Pay & Amazon Pay. Although payment was successfully transferred in Phonepe.

UpiTransactionResponse txnResponse = await UpiPay.initiateTransaction(
amount: "10.00",
app: UpiApplication.bhim,
receiverName: "Birendra Singh",
receiverUpiAddress: "xxxxxxx@upi",
transactionRef: 'ORD4',
transactionNote: 'Test transaction'
);

[drenther]

Probably due to the same reason as #18

[mangeshsvk]

Hi, I am new to flutter but have a good understanding of programming. I was working with embedded c developments before. If you provide me some sort of documentation for this, I would like to contribute to this issue.

[reeteshranjan]

Have you verified that your issue is not related to any of these?

https://www.quora.com/How-can-I-resolve-the-issue-of-risk-threshold-exceeded-from-the-BHIM-app-I-am-not-able-to-do-any-transactions

And this excerpt from https://www.npci.org.in/what-we-do/bhim/faq:

"Why Do I See ‘Risk Threshold Exceeded’?
A user on BHIM can make only 10 financial transactions per day and the total of these transactions cannot exceed Rs. 40,000.

Once you’ve exceeded your daily transaction limit, you’ll receive the ‘Risk threshold exceeded’ notification."

[jatinyadav25]

@reeteshranjan Yes, I verified it was not because of the transaction limit and also tested the same with first transaction of the day; Although payment was successful through Phonepe app but failed in BHIM, Google Pay & Amazon Pay;

[mangeshsvk]

I also noticed editing the amount at the time of payment also does not work. So why don't you break this problem into pieces and try? It's just a suggestion. When the code was running I was able to edit the amount in UPI App which is not possible right now.

1. Like invoke GooglePay using intent and then add payment amount and then try. If that works we can figure a way out.
2. If that also doesn't work don't pass anything just open google pay from the app and try.