Debit or Credit

[FedeNZ]

We want our users to have options when paying with the Exa Card so that they can use it in the way that suits their specific needs. To achieve this, we will provide a seamless experience similar to that of traditional banks and fintechs. We will enable the option to use the Exa Card as a debit or a credit card with installments.

Some considerations:

• All assets are marked as collateral automatically when added to the account.
• For credit mode, all assets are considered collateral.
• For debit mode, only USDC is available to use.