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完成信贷风险等级的量化分析
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制定简单的信贷策略
负数的贷款额度可能是由于某些企业的交易差额为负,导致贷款额度也为负。这可能意味着该企业的销项总额小于进项总额,即该企业的支出大于收入,导致贷款额度为负。这种情况在实际中可能是由于数据的错误或者特定的经营情况所致。
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