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A pending mempool balance probably shouldn't be included in the locked balance (and, AFAIK, never has been): it isn't actually in the chain and might never make it to the chain. It would, however, be nice to report the pending mempool balance separately, though (something like: Balance: 0.123456789, unlocked balance: 0.123456789, incoming balance: 0.987654321).
Interesting, I was under the impression it used to. The bug here I suppose is requesting a refresh unnecessarily whilst the TX is to be included in a block.
This is most likely a regression. The wallet is aware that there are transactions sitting in the tx pool for itself and notifies as such
Upon refresh, locked balance is not updated and the wallet on idle will continually ask for a refresh until it is included in a block.
Steps To Reproduce (On a local testnet)
Password needed (output received) - use the refresh command
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