All the missing features...

[RuboGubo]

So, I was doing my research by talking to my financially engaged associate Euan Sinnott, and asked him what he would recommend should be included in the application. I was doing this research for #3, however it quickly turned out that the app itself was already missing a large amount of the standard features that would be required for a tool that could compete with Intuit's accounting features, or for it to even be usable for most people to manage their personal finances. He gave me the following suggestions:

According to him and some extra research done by me, these are the features that we are currently missing, in order of importance:

• A cross account Dashboard (I should note that there should still be a way to separate accounts, just that it is also useful to have a summary of multiple ones)
• Specific categories for Cash, Assets and Debt:
  • Cash is currently the only supported type.
  • Debt Types (This might be the one most likely to be implemented in the short term, as it is similar to the already implemented Cash feature):
    • Personal/Secured non-property (e.g. Credit card)
    • Mortgages
    • etc.
  • Assets should have further default groups for:
    • Stocks
    • Shares
    • Property
    • Luxury Goods
    • etc.
• People's tax bracket, however, this is region dependent and could be complex to define.

To end this all off, I want to note, that this is a very ambitious target, and that I am well aware that I may not be the best person to set the "vision" of the project, but I would like to think that this brief overview of what I and a friend think this app could become is valuable to the developers.

Sincerely,
RuboGubo

[nlogozzo]

I created a separate issue for "cross account Dashboard" (#162)

That's really the only feature I see that could be added to Money. I don't see Money as being a full "tool that could compete with Intuit's accounting features." As it's a basic personal...maybe small business...finance manager and not a full accounting suite.

Things like "categories for Cash, Assets and Debt", could be implemented in a user's account file via Groups.