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GLOSSARY.md

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Glossar

Open Banking Begriffe (Berlin Group / Swiss NG)

Abkrz. Begriff (en) Begriff (de)
AIS Account Information Service, article 4 (16) of [PSD2] according article 67 of [PSD2] Konto Auskunftsdienst, siehe auch XS2A
AISP Account Information Service Providers, article 4 (19) of [PSD2]
ASPS Account Servicing Payment Service
ASPSP Account Servicing Payment Service Providers, article 4 (17) of [PSD2] Das Finanzinstitut
CAF Confirmation Availability of Funds
PIS Payment Initiation Service Zahlungsauftragsdienst, siehe auch
PISP Payment Initiation Service Providers, article 4 (18) of [PSD2]
PIISP Payment Instrument Issuer Service Providers
PSP Payment Service Provider, article 4 (11) of [PSD2]
PSU Payment Service User, article 4 (10) of [PSD2] Der Bankkunde / e-Banking Benutzer
SCA Strong Customer Authentication Sichere Identifizierung des Kundens
TPP Third Party (Payment Service) Providers Drittparteien für den Kunden, oft "FinTech"
XS2A Access to Accounts Lesende Zugriffe auf Kontos (Inkl. Karten)

Allgemeine SCA Begriffe

Abkrz. Begriff (en)
Redirect The user authentication is redirected to the e-Banking Weblogin
Embedded The user authentication is embedded in the REST-Call over the TPP-Server
Decoupled The user authentication is requested over a decoupled device
Multilevel More than one users has to authorize an action

Allgemeine Begriffe

Abkrz. Begriff (en)
ACH Automated clearing houses
CSM Clearing and settlement mechanisms
EBA European Banking Authority
EPC Register of Participants
PSD2 Payment services Directive (EU) 2015/2366
QTSP Qualified Trust Service Provider
RTS EBA Regulatory Standards on strong customer authentication and common and secure communication.
SEPA Single Euro Payment Area
SCT SEPA Credit Transfer
SCT Inst SEPA Credit Transfer (Instant)
SDD SEPA Direct Debit

Technische Begriffe

Abkrz. Begriff (en)
eIDAS Electronic Identification, Authentication and Trust Services
ETSI European Telecommunications Standards Institute
QWAC Qualified Web Authentication Certificate
QSealC Qualified eSeal Certificate
IAM Software component that manages Identity & Access of users
OAuth2 Protocal allowing to grant limited access for third-party applications
NPR National Public Register
CRL Certificate Revocation List
OCSP Online Certificate Status Protocol
SSL Secure Socket Layer version 1.0 to 3.0, superseded by TLS >1.0
TLS Transport Layer Security
Mutual TLS Mutual Transport Layer Security with Client Certificats

Nationale Begriffe

Abkrz. Begriff (en) Begriff (de)
NCA National Competent Authority Nationale Regulierungsbehörde
BaFin Bundesanstalt für Finanzdienstleistungsaufsicht
CBA Croatian Banking Association