超过当前配额 请问作者有准备api key相关的前置知识吗

[RanZiXuan]

目前已经准备好chatgpt账号和key
这个配额不知道什么规则 是必须绑卡或者充值吗？

OpenAI sse连接异常data：{
"error": {
"message": "You exceeded your current quota, please check your plan and billing details. For more information on this error, read the docs: https://platform.openai.com/docs/guides/error-codes/api-errors.",
"type": "insufficient_quota",
"param": null,
"code": "insufficient_quota"
}
}
，异常：null

[PlexPt]

是必须绑卡充值