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<!DOCTYPE html>
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<head>
<meta charset="UTF-8">
<meta http-equiv="X-UA-Compatible" content="IE=edge">
<meta name="viewport" content="width=device-width, initial-scale=1.0">
<title>Project: Mobile Financial Transactions
</title>
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<p> <br> <br>
<font size="+2">Mobile Financial Services in Bangladesh: <b> Analyzing the Control of the Number of Rural Agents and Rural Female Accounts on the Transaction Growth </b></font>
<br>
<br> <br>
The corresponding policymakers at Bangladesh Bank and the officials of the MFS organizations always corroborate that there needs to be more agents and more female users in the rural areas of Bangladesh
to fully recognize the potential of Mobile Financial Services. To examine that notion, this project explores the effect of the number of rural agents and the number of rural female accounts on the total
number of monthly transactions conducted through MFS in Bangladesh. <b> We want to find out the scale of control the rural agents and the female users have over the total number and volume of MFS transactions
in Bangladesh.</b> <br>
This is an exploratory quantitative project on MFS users’ data and MFS transactions’ data. The data have been collected from the Statistics Department of Bangladesh Bank. Two of the most common regression
models: <b> Linear Regression and Polynomial Regression have been deployed to quantify the influences of the number of rural agents and the number of rural female users over the total number trajectory. </b>
Three libraries have been used in the Notebook: Scikit-learn library for linear regression, Numpy for Polynomial Regression, and Matplotlib for plotting the data. The corresponding R-squared values
(coefficient of determination) found are as follows:
<br>
<br />
<table cellspacing="0" cellpadding="0" border="0">
<tr>
<td style="text-align: center;">
<img src="img/table.png" alt="" />
<div class="caption">Table 1: Results of the implemented regression models. </div>
<br />
</td>
</tr>
</table>
The results of the study showed that there is a strong correlation between the number of rural agents and the number of monthly transactions conducted through MFS in Bangladesh.
A 1% increase in the number of rural agents was found to result in a 0.84% increase in the total number of monthly transactions.
This suggests that increasing the number of rural agents can lead to a significant growth in the number of MFS transactions in rural areas of Bangladesh.
Similarly, the study also found a strong correlation between the number of rural female accounts and the number of monthly transactions conducted through MFS in Bangladesh.
<br>
The periodical dataset with the number of rural female MFS agent numbers would be a
vital supplement to this study. It would help me immensely to determine how much
power the number of rural female agents plays to increase the number of rural female accounts, thus subsequently boost the overall transactions number and volume, and ensure further financial inclusion.
Overall, the results of the study support the notion that increasing the number of rural agents and the number of rural female accounts can lead to a significant growth
in the number of MFS transactions in rural areas of Bangladesh. This information can be used by policymakers and MFS organizations to develop strategies and policies aimed at
increasing the number of rural agents and rural female users in order to fully realize the potential of MFS in Bangladesh. <br>
It's worth noting that this study has limitations and further research in this field is needed to fully understand the effect of the number of rural agents and the number
of rural female accounts on the total number of monthly transactions conducted through MFS in Bangladesh. Additionally, this project used a specific dataset and methods,
it's recommended to use different data sets and methods for future studies.
<br>
<br>
The plots of interest looks like this:
<br>
<br />
<table cellspacing="0" cellpadding="0" border="0">
<tr>
<td style="text-align: center;">
<img src="img/Picture1.png" alt="" />
<!-- <div class="caption">Figure 2: Time series plot of North pole sea ice extent</div> -->
<br />
</td>
<td style="text-align: center;">
<img src="img/Picture2.png" alt="" />
<!-- <div class="caption">Figure 3: Time series plot of South pole sea ice extent</div> -->
<br />
</td>
<td style="text-align: center;">
<img src="img/Picture3.png" alt="" />
<!-- <div class="caption">Figure 2: Time series plot of North pole sea ice extent</div> -->
<br />
</td>
<td style="text-align: center;">
<img src="img/Picture4.png" alt="" />
<!-- <div class="caption">Figure 3: Time series plot of South pole sea ice extent</div> -->
<br />
</td>
</tr>
</table>
<font size="+2"><b> <a class="nav-link" href="https://github.com/rafsanRubaiyat/Regression-Analyses-rural_agents-female_users-MFS-Bangladesh"
target="_blank" data-no="3">Link to the Github repository</a></b></font>
</i>
</p>
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