German Credit Data Data Set Information

The original dataset contains 1000 entries with 20 categorial/symbolic attributes prepared by Prof. Hofmann. In this dataset, each entry represents a person who takes a credit from the bank. Each person is classified as good or bad credit risks according to the set of attributes.

Number of Instances: 1000 Number of Attributes: 21 (21 numerical) Attribute description for german Attribute 1: Status_of_existing_account (qualitative)

 Status of existing checking account
     A11 :      ... <    0 DM
 A12 : 0 <= ... <  200 DM
 A13 :      ... >= 200 DM /
   salary assignments for at least 1 year
     A14 : no checking account

Attribute 2: Duration_of_Credit_month (numerical)

Duration in month

Attribute 3: Payment_Status_of_Previous_Credit(Credit_history) (qualitative)

Credit history
A30 : no credits taken/
  all credits paid back duly
    A31 : all credits at this bank paid back duly
A32 : existing credits paid back duly till now
    A33 : delay in paying off in the past
A34 : critical account/
  other credits existing (not at this bank)

Attribute 4: Purpose_of_loan (qualitative)

Purpose
A40 : car (new)
A41 : car (used)
A42 : furniture/equipment
A43 : radio/television
A44 : domestic appliances
A45 : repairs
A46 : education
A47 : (vacation - does not exist?)
A48 : retraining
A49 : business
A410 : others

Attribute 5: Credit_Amount numerical)

Credit amount

Attibute 6: Value_of_Savings_account&bonds (qualitative)

Savings account/bonds
A61 :          ... <  100 DM
A62 :   100 <= ... <  500 DM
A63 :   500 <= ... < 1000 DM
A64 :          .. >= 1000 DM
    A65 :   unknown/ no savings account

Attribute 7: Years_of_Present_Employment (qualitative)

Present employment since
A71 : unemployed
A72 :       ... < 1 year
A73 : 1  <= ... < 4 years  
A74 : 4  <= ... < 7 years
A75 :       .. >= 7 years

Attribute 8: Percentage_of_disposable_income (numerical)

Installment rate in percentage of disposable income

Attribute 9: Sex_&MaritalStatus (qualitative)

Personal status and sex
A91 : male   : divorced/separated
A92 : female : divorced/separated/married
    A93 : male   : single
A94 : male   : married/widowed
A95 : female : single

Attribute 10: Guarantors/Debtors (qualitative)

Other debtors / guarantors
A101 : none
A102 : co-applicant
A103 : guarantor

Attribute 11: Duration_in_Present_Residence (numerical)

Present residence since

Attribute 12: Property (qualitative)

Property
A121 : real estate
A122 : if not A121 : building society savings agreement/
         life insurance
    A123 : if not A121/A122 : car or other, not in attribute 6
A124 : unknown / no property

Attribute 13: Age_in_years (numerical)

Age in years

Attribute 14: Concurrent_Credits (qualitative)

Other installment plans 
A141 : bank
A142 : stores
A143 : none

Attribute 15: Housing (qualitative)

Housing
A151 : rent
A152 : own
A153 : for free

Attribute 16: No_of_Credits_at_this__Bank (numerical)

    Number of existing credits at this bank

Attribute 17: Occupation (qualitative)

Job
A171 : unemployed/ unskilled  - non-resident
A172 : unskilled - resident
A173 : skilled employee / official
A174 : management/ self-employed/
   highly qualified employee/ officer

Attribute 18: No_of_dependents (numerical)

Number of people being liable to provide maintenance for

Attribute 19: Telephone (qualitative)

Telephone
A191 : none
A192 : yes, registered under the customers name

Attribute 20: Foreign_Worker (qualitative)

foreign worker
A201 : yes
A202 : no