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Predictive analytics on credit report DataBuild Status

Data Description

df.columns.values

['checking_status' 'duration' 'credit_history' 'purpose' 'credit_amount' 'savings_status' 'employment' 'installment_commitment' 'personal_status' 'other_parties' 'residence_since' 'property_magnitude' 'age' 'other_payment_plans' 'housing' 'existing_credits' 'job' 'num_dependents' 'own_telephone' 'foreign_worker' 'class']

duration credit_amount installment_commitment residence_since age existing_credits num_dependents
count 1000.000000 1000.000000 1000.000000 1000.000000 1000.000000 1000.000000 1000.000000
mean 20.903000 3271.258000 2.973000 2.845000 35.546000 1.407000 1.155000
std 12.058814 2822.736876 1.118715 1.103718 11.375469 0.577654 0.362086
min 4.000000 250.000000 1.000000 1.000000 19.000000 1.000000 1.000000
25% 12.000000 1365.500000 2.000000 2.000000 27.000000 1.000000 1.000000
50% 18.000000 2319.500000 3.000000 3.000000 33.000000 1.000000 1.000000
75% 24.000000 3972.250000 4.000000 4.000000 42.000000 2.000000 1.000000
max 72.000000 18424.000000 4.000000 4.000000 75.000000 4.000000 2.000000

Class Distribution

Variable distribution

Algorithm Accuracy Precision Recall F1-support AUC
Logistic Regression 0.696667 0.729167 0.870647 0.793651 0.607041
Linear SVC 0.67 0.675862 0.975124 0.798371 0.512815
Decision Tree classifier 0.676667 0.742991 0.791045 0.766265 0.617745
Random Forest 0.733333 0.7713 0.855721 0.811321 0.670285
Multilayer Perceptron 0.663333 0.7713 0.855721 0.811321 0.670285

Variable Top Features

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