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starling-api.yaml
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starling-api.yaml
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openapi: 3.0.1
info:
title: Starling Bank API
description: |-
OpenAPI specification for the Starling Bank Public API.
For more information visit: https://developer.starlingbank.com/docs
version: 1.0.0
servers:
- url: /
paths:
/api/v2/accounts/{accountUid}/statement/available-periods:
get:
tags:
- Accounts
summary: Get list of statement periods which are available for an account
operationId: availablePeriods
parameters:
- name: accountUid
in: path
required: true
style: simple
explode: false
schema:
type: string
format: uuid
example: aaaaaaaa-aaaa-4aaa-aaaa-aaaaaaaaaaaa
responses:
"200":
description: Successful operation
content:
application/json:
schema:
$ref: '#/components/schemas/AccountStatementPeriods'
"4xx":
description: "Client error. See [API status codes](#api-status-codes-1)\
\ for more details."
content:
application/json:
schema:
$ref: '#/components/schemas/ErrorResponse'
"5xx":
description: "Server error. See [API status codes](#api-status-codes-1)\
\ for more details."
security:
- oauth2:
- statement-csv:read
- statement-pdf:read
/api/v2/accounts/{accountUid}/statement/download:
get:
tags:
- Accounts
summary: Download a statement for a given statement period
description: "To choose a file format, set the Accept header to either 'application/pdf'\
\ or 'text/csv'"
operationId: downloadPDFStatement
parameters:
- name: accountUid
in: path
required: true
style: simple
explode: false
schema:
type: string
format: uuid
example: aaaaaaaa-aaaa-4aaa-aaaa-aaaaaaaaaaaa
- name: yearMonth
in: query
required: true
style: form
explode: true
schema:
type: string
example: 2023-04
responses:
"200":
description: Successful operation
content:
text/csv:
schema:
type: string
format: binary
example: !!binary |-
RGF0ZSxDb3VudGVyIFBhcnR5LFJlZmVyZW5jZSxUeXBlLEFtb3VudCAoR0JQKSxCYWxhbmNlIChH
QlApLFNwZW5kaW5nIENhdGVnb3J5CjAxLzAzLzIwMjAsU3RhcmxpbmcgQmFuayxGZWJydWFyeSBJ
bnRlcmVzdCBFYXJuZWQsREVQT1NJVCBJTlRFUkVTVCwxLjIzLDc2NS4zMyxJTkNPTUUKMDIvMDMv
MjAyMCxTdGFnZWNvYWNoLFNUR0NPQUNIL0NUWUxJTksgICAgICAgQlVTIFRJQ0tFVCAgICBHQlIs
R09PR0xFIFBBWSwtNC4zMCw3NjEuMDMsVFJBTlNQT1JU
application/pdf:
schema:
type: string
format: binary
"4xx":
description: "Client error. See [API status codes](#api-status-codes-1)\
\ for more details."
content:
application/json:
schema:
$ref: '#/components/schemas/ErrorResponse'
"5xx":
description: "Server error. See [API status codes](#api-status-codes-1)\
\ for more details."
security:
- oauth2:
- statement-pdf:read
/api/v2/accounts/{accountUid}/statement/downloadForDateRange:
get:
tags:
- Accounts
summary: Download a statement for a given date range
description: "To choose a file format, set the Accept header to either 'application/pdf'\
\ or 'text/csv'"
operationId: downloadPDFStatementForDateRange
parameters:
- name: accountUid
in: path
required: true
style: simple
explode: false
schema:
type: string
format: uuid
example: aaaaaaaa-aaaa-4aaa-aaaa-aaaaaaaaaaaa
- name: start
in: query
required: true
style: form
explode: true
schema:
type: string
format: date
example: 2023-04-05
- name: end
in: query
required: false
style: form
explode: true
schema:
type: string
format: date
example: 2023-04-05
responses:
"200":
description: Successful operation
content:
text/csv:
schema:
type: string
format: binary
example: !!binary |-
RGF0ZSxDb3VudGVyIFBhcnR5LFJlZmVyZW5jZSxUeXBlLEFtb3VudCAoR0JQKSxCYWxhbmNlIChH
QlApLFNwZW5kaW5nIENhdGVnb3J5CjAxLzAzLzIwMjAsU3RhcmxpbmcgQmFuayxGZWJydWFyeSBJ
bnRlcmVzdCBFYXJuZWQsREVQT1NJVCBJTlRFUkVTVCwxLjIzLDc2NS4zMyxJTkNPTUUKMDIvMDMv
MjAyMCxTdGFnZWNvYWNoLFNUR0NPQUNIL0NUWUxJTksgICAgICAgQlVTIFRJQ0tFVCAgICBHQlIs
R09PR0xFIFBBWSwtNC4zMCw3NjEuMDMsVFJBTlNQT1JU
application/pdf:
schema:
type: string
format: binary
"4xx":
description: "Client error. See [API status codes](#api-status-codes-1)\
\ for more details."
content:
application/json:
schema:
$ref: '#/components/schemas/ErrorResponse'
"5xx":
description: "Server error. See [API status codes](#api-status-codes-1)\
\ for more details."
security:
- oauth2:
- statement-pdf:read
/api/v2/accounts/{accountUid}/balance:
get:
tags:
- Accounts
summary: Get an account's balance
description: |-
The account balance is expressed in two ways: cleared balance and effective balance.
* The **cleared balance** is the balance of settled transactions and so does not include pending transactions. The cleared end of day balance is used to calculate interest.
* The **effective balance** is the balance of settled and pending outgoing transactions. This is the balance most commonly presented to the account holder (e.g. in-app).
`clearedBalance` and `effectiveBalance` hold the values for the main account only, excluding balances in spaces, savings goals etc. `totalClearedBalance` and `totalEffectiveBalance` hold the corresponding values totalled across the main account and all spaces, savings goals etc.
Many payment types settle almost instantly (e.g. faster payments). Card transactions usually take a few days to settle and will remain pending for this time. We've got a blog post on [how card transactions work](https://www.starlingbank.com/blog/card-transactions-explained/).
To check whether the account has enough money to make a payment, use the confirmation of funds endpoint instead.
operationId: getAccountBalance
parameters:
- name: accountUid
in: path
description: Account uid
required: true
style: simple
explode: false
schema:
type: string
format: uuid
example: aaaaaaaa-aaaa-4aaa-aaaa-aaaaaaaaaaaa
responses:
"200":
description: Successful operation
content:
application/json:
schema:
$ref: '#/components/schemas/BalanceV2'
"4xx":
description: "Client error. See [API status codes](#api-status-codes-1)\
\ for more details."
content:
application/json:
schema:
$ref: '#/components/schemas/ErrorResponse'
"5xx":
description: "Server error. See [API status codes](#api-status-codes-1)\
\ for more details."
security:
- oauth2:
- balance:read
/api/v2/accounts/{accountUid}/identifiers:
get:
tags:
- Accounts
summary: Get an account's bank identifiers
description: |-
Identifiers come in pairs:
* A bank identifier, which identifies the bank
* An account identifier, which identifiers the account at the bank
Identifiers can be:
* Sort code and account number for domestic UK payments
* BIC and IBAN for international payments
* ABA and ACH routing numbers for domestic US payments
operationId: getAccountIdentifiers
parameters:
- name: accountUid
in: path
description: Account uid
required: true
style: simple
explode: false
schema:
type: string
format: uuid
example: aaaaaaaa-aaaa-4aaa-aaaa-aaaaaaaaaaaa
responses:
"200":
description: Successful operation
content:
application/json:
schema:
$ref: '#/components/schemas/AccountIdentifiers'
"4xx":
description: "Client error. See [API status codes](#api-status-codes-1)\
\ for more details."
content:
application/json:
schema:
$ref: '#/components/schemas/ErrorResponse'
"5xx":
description: "Server error. See [API status codes](#api-status-codes-1)\
\ for more details."
security:
- oauth2:
- account-identifier:read
/api/v2/accounts:
get:
tags:
- Accounts
summary: Get the accounts associated with an account holder
description: |-
This endpoint returns a list of the accounts that you can access using the access token you supplied in the request header.
Each access token is associated with a single account holder, who may have more than one account (for example, a GBP account and a euro account). This endpoint returns all the accounts that the account holder has given you permission to access.
Note that an account holder in this context is either a personal account holder, or a sole trader account holder, or a business account holder or a joint account holder. An individual person may be more than one of these kinds of account holder, but each kind of account holder is a separate entity and hence requires a separate access token and permission.
Categories are subdivisions of an account.
The default category holds the main balance and transactions. Savings goals and spending spaces are examples of other categories. You can use [`/api/v2/accounts`](#operations-tag-Accounts) to get the default category UID for an account.
operationId: getAccounts
responses:
"200":
description: Successful operation
content:
application/json:
schema:
$ref: '#/components/schemas/Accounts'
"4xx":
description: "Client error. See [API status codes](#api-status-codes-1)\
\ for more details."
content:
application/json:
schema:
$ref: '#/components/schemas/ErrorResponse'
"5xx":
description: "Server error. See [API status codes](#api-status-codes-1)\
\ for more details."
security:
- oauth2:
- account:read
- account-list:read
/api/v2/accounts/{accountUid}/confirmation-of-funds:
get:
tags:
- Accounts
summary: Get whether there are available funds for a requested amount
operationId: getConfirmationOfFunds
parameters:
- name: accountUid
in: path
description: Account uid
required: true
style: simple
explode: false
schema:
type: string
format: uuid
example: aaaaaaaa-aaaa-4aaa-aaaa-aaaaaaaaaaaa
- name: targetAmountInMinorUnits
in: query
description: Target amount in minor units
required: true
style: form
explode: true
schema:
minimum: 0
type: integer
format: int64
responses:
"200":
description: Successful operation
content:
application/json:
schema:
$ref: '#/components/schemas/ConfirmationOfFundsResponse'
"4xx":
description: "Client error. See [API status codes](#api-status-codes-1)\
\ for more details."
content:
application/json:
schema:
$ref: '#/components/schemas/ErrorResponse'
"5xx":
description: "Server error. See [API status codes](#api-status-codes-1)\
\ for more details."
security:
- oauth2:
- confirmation-of-funds:read
/api/v2/account-holder/business:
get:
tags:
- Businesses
summary: Get a business account holder's details
operationId: getBusiness
responses:
"200":
description: Successful operation
content:
application/json:
schema:
$ref: '#/components/schemas/Business'
"4xx":
description: "Client error. See [API status codes](#api-status-codes-1)\
\ for more details."
content:
application/json:
schema:
$ref: '#/components/schemas/ErrorResponse'
"5xx":
description: "Server error. See [API status codes](#api-status-codes-1)\
\ for more details."
security:
- oauth2:
- account:read
/api/v2/account-holder/business/correspondence-address:
get:
tags:
- Businesses
summary: Get a company's correspondence address
description: Will fallback to registered address if not available
operationId: getCorrespondenceAddress
responses:
"200":
description: Successful operation
content:
application/json:
schema:
$ref: '#/components/schemas/AddressV2'
"4xx":
description: "Client error. See [API status codes](#api-status-codes-1)\
\ for more details."
content:
application/json:
schema:
$ref: '#/components/schemas/ErrorResponse'
"5xx":
description: "Server error. See [API status codes](#api-status-codes-1)\
\ for more details."
security:
- oauth2:
- address:read
/api/v2/account-holder/business/registered-address:
get:
tags:
- Businesses
summary: Get a company's registered address
operationId: getRegisteredAddress
responses:
"200":
description: Successful operation
content:
application/json:
schema:
$ref: '#/components/schemas/AddressV2'
"4xx":
description: "Client error. See [API status codes](#api-status-codes-1)\
\ for more details."
content:
application/json:
schema:
$ref: '#/components/schemas/ErrorResponse'
"5xx":
description: "Server error. See [API status codes](#api-status-codes-1)\
\ for more details."
security:
- oauth2:
- address:read
/api/v2/account-holder/individual:
get:
tags:
- Individuals and Sole Traders
summary: Get an individual account holder's details
operationId: getIndividual
responses:
"200":
description: Successful operation
content:
application/json:
schema:
$ref: '#/components/schemas/Individual'
"4xx":
description: "Client error. See [API status codes](#api-status-codes-1)\
\ for more details."
content:
application/json:
schema:
$ref: '#/components/schemas/ErrorResponse'
"5xx":
description: "Server error. See [API status codes](#api-status-codes-1)\
\ for more details."
security:
- oauth2:
- customer:read
/api/v2/account-holder/individual/email:
put:
tags:
- Individuals and Sole Traders
summary: Update an individual account holder's email address
operationId: updateEmail
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/UpdateEmailRequest'
required: true
responses:
"200":
description: Successful operation
"4xx":
description: "Client error. See [API status codes](#api-status-codes-1)\
\ for more details."
content:
application/json:
schema:
$ref: '#/components/schemas/ErrorResponse'
"5xx":
description: "Server error. See [API status codes](#api-status-codes-1)\
\ for more details."
security:
- oauth2+signature:
- email:edit
/api/v2/account-holder/joint:
get:
tags:
- Joint Accounts
summary: Get a joint account holder's details
operationId: getJointAccount
responses:
"200":
description: Successful operation
content:
application/json:
schema:
$ref: '#/components/schemas/JointAccount'
"4xx":
description: "Client error. See [API status codes](#api-status-codes-1)\
\ for more details."
content:
application/json:
schema:
$ref: '#/components/schemas/ErrorResponse'
"5xx":
description: "Server error. See [API status codes](#api-status-codes-1)\
\ for more details."
security:
- oauth2:
- customer:read
/api/v2/account-holder/sole-trader:
get:
tags:
- Sole Traders
summary: Get sole trader business details
operationId: getSoleTrader
responses:
"200":
description: Successful operation
content:
application/json:
schema:
$ref: '#/components/schemas/SoleTrader'
"4xx":
description: "Client error. See [API status codes](#api-status-codes-1)\
\ for more details."
content:
application/json:
schema:
$ref: '#/components/schemas/ErrorResponse'
"5xx":
description: "Server error. See [API status codes](#api-status-codes-1)\
\ for more details."
security:
- oauth2:
- account:read
/api/v2/accounts/{accountUid}/spending-insights/counter-party:
get:
tags:
- Spending Insights
summary: Get the spending insights grouped by counter party
operationId: querySpendingInsightsByCounterparty
parameters:
- name: accountUid
in: path
description: Account uid
required: true
style: simple
explode: false
schema:
type: string
format: uuid
example: aaaaaaaa-aaaa-4aaa-aaaa-aaaaaaaaaaaa
- name: year
in: query
description: Year
required: true
style: form
explode: true
schema:
type: string
example: "2023"
- name: month
in: query
description: Month
required: true
style: form
explode: true
schema:
type: string
enum:
- JANUARY
- FEBRUARY
- MARCH
- APRIL
- MAY
- JUNE
- JULY
- AUGUST
- SEPTEMBER
- OCTOBER
- NOVEMBER
- DECEMBER
- name: summaryStartPeriodInclusive
in: query
description: summaryStartPeriodInclusive
required: false
style: form
explode: true
schema:
type: string
format: date-time
- name: summaryEndPeriodExclusive
in: query
description: summaryEndPeriodExclusive
required: false
style: form
explode: true
schema:
type: string
format: date-time
responses:
"200":
description: Successful operation
content:
application/json:
schema:
$ref: '#/components/schemas/SpendingCounterPartySummary'
"4xx":
description: "Client error. See [API status codes](#api-status-codes-1)\
\ for more details."
content:
application/json:
schema:
$ref: '#/components/schemas/ErrorResponse'
"5xx":
description: "Server error. See [API status codes](#api-status-codes-1)\
\ for more details."
security:
- oauth2:
- transaction:read
/api/v2/accounts/{accountUid}/spending-insights/country:
get:
tags:
- Spending Insights
summary: Get the spending insights grouped by country
operationId: querySpendingInsightsByCountry
parameters:
- name: accountUid
in: path
description: Account uid
required: true
style: simple
explode: false
schema:
type: string
format: uuid
example: aaaaaaaa-aaaa-4aaa-aaaa-aaaaaaaaaaaa
- name: year
in: query
description: Year
required: true
style: form
explode: true
schema:
type: string
example: "2023"
- name: month
in: query
description: Month
required: true
style: form
explode: true
schema:
type: string
enum:
- JANUARY
- FEBRUARY
- MARCH
- APRIL
- MAY
- JUNE
- JULY
- AUGUST
- SEPTEMBER
- OCTOBER
- NOVEMBER
- DECEMBER
responses:
"200":
description: Successful operation
content:
application/json:
schema:
$ref: '#/components/schemas/SpendingCountrySummary'
"4xx":
description: "Client error. See [API status codes](#api-status-codes-1)\
\ for more details."
content:
application/json:
schema:
$ref: '#/components/schemas/ErrorResponse'
"5xx":
description: "Server error. See [API status codes](#api-status-codes-1)\
\ for more details."
security:
- oauth2:
- transaction:read
/api/v2/accounts/{accountUid}/spending-insights/spending-category:
get:
tags:
- Spending Insights
summary: Get the spending insights grouped by spending category
operationId: querySpendingInsightsBySpendingCategory
parameters:
- name: accountUid
in: path
description: Account uid
required: true
style: simple
explode: false
schema:
type: string
format: uuid
example: aaaaaaaa-aaaa-4aaa-aaaa-aaaaaaaaaaaa
- name: year
in: query
description: Year
required: true
style: form
explode: true
schema:
type: string
example: "2023"
- name: month
in: query
description: Month
required: true
style: form
explode: true
schema:
type: string
enum:
- JANUARY
- FEBRUARY
- MARCH
- APRIL
- MAY
- JUNE
- JULY
- AUGUST
- SEPTEMBER
- OCTOBER
- NOVEMBER
- DECEMBER
- name: summaryStartPeriodInclusive
in: query
description: summaryStartPeriodInclusive
required: false
style: form
explode: true
schema:
type: string
format: date-time
- name: summaryEndPeriodExclusive
in: query
description: summaryEndPeriodExclusive
required: false
style: form
explode: true
schema:
type: string
format: date-time
responses:
"200":
description: Successful operation
content:
application/json:
schema:
$ref: '#/components/schemas/SpendingCategorySummary'
"4xx":
description: "Client error. See [API status codes](#api-status-codes-1)\
\ for more details."
content:
application/json:
schema:
$ref: '#/components/schemas/ErrorResponse'
"5xx":
description: "Server error. See [API status codes](#api-status-codes-1)\
\ for more details."
security:
- oauth2:
- transaction:read
/api/v2/account-holder:
get:
tags:
- Account Holders
summary: Get basic information about the account holder
operationId: getAccountHolder
responses:
"200":
description: Successful operation
content:
application/json:
schema:
$ref: '#/components/schemas/AccountHolder'
"4xx":
description: "Client error. See [API status codes](#api-status-codes-1)\
\ for more details."
content:
application/json:
schema:
$ref: '#/components/schemas/ErrorResponse'
"5xx":
description: "Server error. See [API status codes](#api-status-codes-1)\
\ for more details."
security:
- oauth2:
- customer:read
- account-holder-type:read
delete:
tags:
- Account Holders
summary: Delete an account holder
description: |
The account holder to be deleted is the account holder specified by the OAuth access token.
To close an account holder the balance of any owned account must be zero. This is a non-reversible
operation and should be used with caution.
operationId: closeAccountHolder
responses:
"204":
description: Successful operation
"4xx":
description: "Client error. See [API status codes](#api-status-codes-1)\
\ for more details."
content:
application/json:
schema:
$ref: '#/components/schemas/ErrorResponse'
"5xx":
description: "Server error. See [API status codes](#api-status-codes-1)\
\ for more details."
security:
- oauth2+signature:
- account-holder:delete
/api/v2/account-holder/name:
get:
tags:
- Account Holders
summary: Get the name of the account holder
operationId: getAccountHolderName
responses:
"200":
description: Successful operation
content:
application/json:
schema:
$ref: '#/components/schemas/AccountHolderName'
"4xx":
description: "Client error. See [API status codes](#api-status-codes-1)\
\ for more details."
content:
application/json:
schema:
$ref: '#/components/schemas/ErrorResponse'
"5xx":
description: "Server error. See [API status codes](#api-status-codes-1)\
\ for more details."
security:
- oauth2:
- account-holder-name:read
/api/v2/account-holder/{accountHolderUid}/profile-image:
get:
tags:
- Profile images
summary: Get a profile image if one exists
operationId: downloadProfileImage
parameters:
- name: accountHolderUid
in: path
description: Unique identifier of an account holder
required: true
style: simple
explode: false
schema:
type: string
format: uuid
example: aaaaaaaa-aaaa-4aaa-aaaa-aaaaaaaaaaaa
responses:
"200":
description: Successful operation
content:
image/*:
schema:
type: string
format: binary
"4xx":
description: "Client error. See [API status codes](#api-status-codes-1)\
\ for more details."
content:
application/json:
schema:
$ref: '#/components/schemas/ErrorResponse'
"5xx":
description: "Server error. See [API status codes](#api-status-codes-1)\
\ for more details."
security:
- oauth2:
- profile-image:read
put:
tags:
- Profile images
summary: Update a profile image if one already exists
operationId: updateProfileImage
parameters:
- name: accountHolderUid
in: path
description: Unique identifier of an account holder
required: true
style: simple
explode: false
schema:
type: string
format: uuid
example: aaaaaaaa-aaaa-4aaa-aaaa-aaaaaaaaaaaa
- name: Content-Type
in: header
required: true
style: simple
explode: false
schema:
type: string
example: image/jpeg
requestBody:
description: Attachment input stream
content:
image/*:
schema:
type: object
required: true
responses:
"200":
description: Successful operation
"4xx":
description: "Client error. See [API status codes](#api-status-codes-1)\
\ for more details."
content:
application/json:
schema:
$ref: '#/components/schemas/ErrorResponse'
"5xx":
description: "Server error. See [API status codes](#api-status-codes-1)\
\ for more details."
security:
- oauth2:
- profile-image:edit
delete:
tags:
- Profile images
summary: Delete a profile image if one exists
operationId: deleteProfileImage
parameters:
- name: accountHolderUid
in: path
description: Unique identifier of an account holder
required: true
style: simple
explode: false
schema:
type: string
format: uuid
example: aaaaaaaa-aaaa-4aaa-aaaa-aaaaaaaaaaaa
responses:
"200":
description: Successful operation
"4xx":
description: "Client error. See [API status codes](#api-status-codes-1)\
\ for more details."
content:
application/json:
schema:
$ref: '#/components/schemas/ErrorResponse'
"5xx":
description: "Server error. See [API status codes](#api-status-codes-1)\
\ for more details."
security:
- oauth2:
- profile-image:edit
/api/v2/addresses:
get:
tags:
- Addresses
summary: Get the account holder's addresses
operationId: getAddresses
responses:
"200":
description: Successful operation
content:
application/json:
schema:
$ref: '#/components/schemas/AddressesV2'
"4xx":
description: "Client error. See [API status codes](#api-status-codes-1)\
\ for more details."
content:
application/json:
schema:
$ref: '#/components/schemas/ErrorResponse'
"5xx":
description: "Server error. See [API status codes](#api-status-codes-1)\
\ for more details."
security:
- oauth2:
- address:read
post:
tags:
- Addresses
summary: Update the account holder's current address
operationId: updateCurrentAddress
requestBody:
description: Update account holder's current address