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Add canadian e-transfer payment integration #202
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BackgroundE-transfers are the most common form of money transfers in Canada. They are integrated with most Canadian banks are sent through email or text. Usually you are required to provide a receiver email/phone number, a password, a hint, and a message. Most people also have auto-deposit enabled which bypasses the need for a password. Considerations
Benefits
IssuesA big issue with e-transfer eml contents is that the receiver's "id" is not the same as their email or phone number, instead it is an identifier that can be arbitrarily chosen. This is problematic since a buyer could simply send an e-transfer to an account where the id matches the id of the seller. This could also create issues with verifying a deposit since there are 2 strings to verify that are decoupled: 1. The receiver email address which is not contained in the deposit email, 2. The receiver ID which can be decoupled from the email address and is not guaranteed unique. This might be able to be solved with the Interac API + TLSNotary but will need to gain access in order to find out more. |
doesn't seem possible without FI verification to interac API... thanks @omurovec for the work/research. gonna have to close till someone has a new idea for this. |
I would assume it would use much of the same circuits, would just have to change the regex and add an additional dkim key (or several for each bank) ?
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