One of the most common activities in the financial world is the realization of simulations that allow customers to know the performance of their products through time, contemplating different scenarios and possible situations to show up.
You want to create a program that does the simulation in the time of the account a client's bank. A customer has a name and an ID number which identifies the account. An account, in turn, is made up of three products basic financials:
- a savings account
- a checking account
- a CDT term certificate of deposit.
These products are independent and they have particular behaviors.
The total account balance is the sum of what the customer has in each of such products. In the current account the customer can deposit or withdraw money. Its main feature is that it does not receive any interest on the money that is deposited there. In the savings account, a monthly interest is paid of 0.6% on the balance. When the client opens a CDT, he defines the amount of money he wants to invest and negotiates with the bank the monthly interest you'll receive. Unlike the current account or savings account, in a CDT cannot be deposited or withdrawn money. The only possible operation is to close it, in which case, the money and interest goes into the checking account.
You want the program to allow a person to simulate handling their banking products, giving you the facilities to:
- make the transactions necessary on the products that make up the account
- advance month by month in time, so that the client can see the result of his movements and the performance of their investments.
