https://stiff.money Crowdlending dApp, funding dreams of home ownership
PBW Hackathon PitchDeck https://docs.google.com/presentation/d/1rD-Hqnk-mHQhLYI3cDlk_1Nee6eIeIAY-V-CRAefOWY/
Stiff.Money XRPL testnet Master Accout https://test.bithomp.com/explorer/rfteF4t38NsexbW69CHVgJQgfLSNCcnvdB activates other wallets the organization uses
Stiff.Money XRPL testnet LoanProject Master Account https://test.bithomp.com/explorer/rf3WJ2bFPEomq5qyexvYh2jnxNu3PDhh9s activates segregated wallet for each LoanProject
Stiff.Money XRPL testnet LoanProject Segregated Account https://test.bithomp.com/explorer/rnq477Tk2FrcxchpkkzyUpVZDNUCGrmQd2 LoanProject Account that mints NFTs and FTs related to its loan
Stiff.Money LoanProject DiD NFT https://test.bithomp.com/nft/00000000350665064293D67199A2A1F63C2329D404DD0661D63F1DD702CA183C Identifies the XRPL account as belonging to a LoanProject and have IPFS links to legel documents relating project
Stiff.Money LoanProject NOTE NFT https://test.bithomp.com/nft/00000000350665064293D67199A2A1F63C2329D404DD0661ED24EED802CA183D Legal document relating to the backing of the NOTE Tokens
Stiff.Money LoanProject NOTE Tokens https://test.bithomp.com/explorer/B2B80E24AB3E121C262748884498ADBE5E4A25BCB1587E501BA18250FB96EAC0 Legal document relating to the backing of the NOTE Tokens
P2P Real Estate Lending Protocol
Real World Asset Based Lending, property backed loans that provide stable return for lenders.
Earn 10% Interest Helping Others Become Homeowners!
Lend to Stiff.Money LLC and get NOTE Tokens which can be redeemed for 10% more than you Lent. When lending you and are helping others become homeowners. Stiff.Money NOTE is a tokenized loan backed by real estate.
Want to buy a home? Stiff.Money offers a zero down payment Lease2Own option with 1% interest only monthly payments. Apply to CrowdLoan your home purchase.
Get 10% Interest Helping Others Become Homeowners
- Lenders provide loans to Stiff.Money by purchasing NOTE Tokens for USD
- Lenders NOTE Tokens represent loans made to Stiff.Money to buy homes, or land and home construction
- Lenders get paid back principle + 10% interest when redeeming NOTE Tokens
Lease2Own Your First Home with Zero Downpayment
Stiff.Money helps people become Homebuyers by providing a Credit Score based and No-Down Payment opportunity to become a Homeowner. Our Lease-Own Contracts allows people to work towards home ownership with a monthly payment structure based on their current rental payment history and FICO score. Once in a home the Homebuyer can build payment history and equity in property and work towards paying off their Stiff.Money purchase agreement by refinancing into a lower interest mortgage with another long-term lender.
Lenders earn 10% Interest on funds they lend to Stiff.Money, to compare the most common interest rate on banks savings account is .01%, though some credit unions and online bank accounts may offer higher rates around 1% Annualized Percentage Yield (APY).
Stiff.Money’s 10% APY ROI offers Lenders on average 10to100X better ROI on deposited funds when compared to AVG banks savings account. And as an added benefit Lenders can know that they are helping someone else achive their dream of homeownership.