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@Chuiantw1212
Chuiantw1212 committed May 13, 2024
1 parent f640232 commit f82b40d
Showing 1 changed file with 69 additions and 42 deletions.
111 changes: 69 additions & 42 deletions components/calculator/retirement.vue
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Original file line number Diff line number Diff line change
Expand Up @@ -57,33 +57,31 @@
</el-form-item>
</el-col>
<el-col :span="12">
<el-form-item label="一次領總額">
<el-text v-if="retirement.pension.requestType !== 'annuity'">{{
Number(retirement.pension.lumpSum
).toLocaleString() }}
</el-text>
</el-form-item>
</el-col>
</el-row>
<el-row>
<el-row v-if="retirement.pension.requestType !== 'annuity'">
<el-col :span="12">
<!-- <el-form-item label="請領時餘命">
<el-form-item label="一次領替代率">
<el-text>{{
Number(retirement.lifeExpectancy).toLocaleString() }} 年</el-text>
</el-form-item> -->
Number(retirement.pension.lumpsumIncomeReplacementRatio
).toFixed(2) }} %
</el-text>
</el-form-item>
</el-col>
<el-col :span="12">
<el-form-item label="一次領換算替代率">
<el-form-item label="一次領總額">
<el-text>{{
Number(retirement.pension.incomeReplacementRatio).toFixed(1) }} %</el-text>
Number(retirement.pension.lumpSum
).toLocaleString() }}
</el-text>
</el-form-item>
</el-col>
</el-row>
<el-row v-if="retirement.pension.requestType !== 'lumpSum'">
<el-col :span="12">
<el-form-item label="退休金替代率上限">
<el-form-item label="月退替代率">
<el-text>{{
Number(retirement.pension.incomeReplacementMaxRatio).toLocaleString() }} %</el-text>
Number(retirement.pension.annuityRatio).toLocaleString() }} %</el-text>
</el-form-item>
</el-col>
<el-col :span="12">
Expand All @@ -94,6 +92,16 @@
</el-form-item>
</el-col>
</el-row>
<el-row v-if="retirement.pension.requestType === 'halfAndHalf'">
<el-col :span="12">
<el-form-item label="退休金替代率總和">
<el-text>{{
Number(retirement.pension.incomeReplacementRatio).toFixed(2) }} %</el-text>
</el-form-item>
</el-col>
<el-col :span="12">
</el-col>
</el-row>
<el-row>
<el-col :span="12">
<el-form-item label="公保請領方式">
Expand All @@ -109,7 +117,7 @@
<el-col :span="12">
<el-form-item label="公保替代率餘額">
<el-text>{{
Number(retirement.insurance.incomeReplacementMaxRatio).toFixed(1) }}
Number(retirement.insurance.incomeReplacementMaxRatio).toFixed(2) }}
%</el-text>
</el-form-item>
</el-col>
Expand All @@ -126,9 +134,9 @@
<el-form-item label="公保給付率">
<el-text>
{{
Number(retirement.insurance.benefitRatio).toFixed(1) }}
({{ Number(retirement.insurance.benefitRatioEstimated).toFixed(1) }})
%</el-text>
Number(retirement.insurance.benefitRatio).toFixed(2) }} %
({{ Number(retirement.insurance.benefitRatioEstimated).toFixed(2) }})
</el-text>
</el-form-item>
</el-col>
<el-col :span="12">
Expand Down Expand Up @@ -557,7 +565,6 @@ function calculateCivilServantPension() {
const { futureSeniority, } = retirement.value.insurance
const { requestType, } = retirement.value.pension
const { salary } = props.career.insurance
const { lifeExpectancy } = retirement.value
if (!futureSeniority || !salary || !requestType) {
retirement.value.pension.monthlyAnnuity = 0
return
Expand Down Expand Up @@ -605,53 +612,73 @@ function calculateCivilServantPension() {
}
lumpSum *= baseSalary
let monthlyAnnuity = 0
let incomeReplacementMaxRatio = 0
let annuityRatio = 0
let annuityRatioMax = 0
if (futureSeniority <= 35) {
monthlyAnnuity += 2 * futureSeniority
annuityRatio += 2 * futureSeniority
// 退休金替代率天花板
incomeReplacementMaxRatio = 30 + (futureSeniority - 15) * 1.5
annuityRatioMax = 30 + (futureSeniority - 15) * 1.5
} else {
monthlyAnnuity += 2 * 35
monthlyAnnuity += (futureSeniority - 35)
monthlyAnnuity = Math.min(75, monthlyAnnuity)
annuityRatio += 2 * 35
annuityRatio += (futureSeniority - 35)
annuityRatio = Math.min(75, annuityRatio)
// 退休金替代率天花板
incomeReplacementMaxRatio = 60 + (futureSeniority - 35) * 0.5
incomeReplacementMaxRatio = Math.min(62.5, incomeReplacementMaxRatio)
annuityRatioMax = 60 + (futureSeniority - 35) * 0.5
annuityRatioMax = Math.min(62.5, annuityRatioMax)
}
/**
* 再計算月退休金
*/
switch (requestType) {
case 'lumpSum': {
retirement.value.pension.annuityRatioMax = 0
retirement.value.pension.annuityRatio = 0
retirement.value.pension.monthlyAnnuity = 0
retirement.value.pension.lumpSum = Math.floor(lumpSum)
monthlyAnnuity = 0
retirement.value.pension.monthlyAnnuity = monthlyAnnuity
retirement.value.pension.incomeReplacementMaxRatio = 0
const lumpSumIncomeReplacementRatio = calculateLumpsumIncomeReplacementRatio()
retirement.value.pension.incomeReplacementRatio = lumpSumIncomeReplacementRatio
break;
}
case 'annuity': {
retirement.value.pension.annuityRatioMax = annuityRatioMax
retirement.value.pension.lumpSum = 0
monthlyAnnuity = Math.min(incomeReplacementMaxRatio, monthlyAnnuity)
monthlyAnnuity *= baseSalary / 100
retirement.value.pension.monthlyAnnuity = Math.floor(monthlyAnnuity)
retirement.value.pension.incomeReplacementMaxRatio = incomeReplacementMaxRatio
annuityRatio = Math.min(annuityRatioMax, annuityRatio)
retirement.value.pension.annuityRatio = annuityRatio
retirement.value.pension.incomeReplacementRatio = annuityRatio
annuityRatio *= baseSalary / 100
retirement.value.pension.monthlyAnnuity = Math.floor(annuityRatio)
break;
}
case 'halfAndHalf': {
incomeReplacementMaxRatio /= 2
monthlyAnnuity = Math.min(incomeReplacementMaxRatio, monthlyAnnuity)
monthlyAnnuity *= baseSalary / 100
annuityRatioMax /= 2
retirement.value.pension.annuityRatioMax = annuityRatioMax
annuityRatio = Math.min(annuityRatioMax, annuityRatio)
retirement.value.pension.annuityRatio = annuityRatio
lumpSum /= 2
retirement.value.pension.lumpSum = Math.floor(lumpSum)
retirement.value.pension.monthlyAnnuity = Math.floor(monthlyAnnuity)
retirement.value.pension.incomeReplacementMaxRatio = incomeReplacementMaxRatio
const lumpSumIncomeReplacementRatio = calculateLumpsumIncomeReplacementRatio()
retirement.value.pension.incomeReplacementRatio = lumpSumIncomeReplacementRatio + annuityRatio
annuityRatio *= baseSalary / 100
retirement.value.pension.monthlyAnnuity = Math.floor(annuityRatio)
break;
}
}
}
function calculateLumpsumIncomeReplacementRatio() {
const { lumpSum } = retirement.value.pension
const { salary } = props.career.insurance
const { lifeExpectancy } = retirement.value
const baseSalary = salary * 2
const lifeExpectancyMonths = lifeExpectancy * 12
lumpSum /= lifeExpectancyMonths
retirement.value.pension.incomeReplacementRatio = lumpSum / baseSalary * 100
const lumpSumPerMonth = lumpSum / lifeExpectancyMonths
const lumpsumIncomeReplacementRatio = lumpSumPerMonth / baseSalary * 100
retirement.value.pension.lumpsumIncomeReplacementRatio = lumpsumIncomeReplacementRatio
return lumpsumIncomeReplacementRatio
}
function resetData() {
// 避免資料干擾
Expand Down

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