As prospective home-buyers, we find it difficult to determine whether we are eligible for Government assistance, particularly for the KiwiSaver HomeStart grant, and given changing Loan to Value Ratio restrictions imposed by the Reserve Bank.
- Honesty, Integrity, Kindness
- Giving people voice
- Celebrate and find success
- Enjoyment in process over product
- Respect and prioritise learning objectives
- We are a couple with combined income of $95,000 (50K + 45K) p.a.
- Want to live in Auckland
- One of us has had KiwiSaver a/c for 4 years
- The other has had KiwiSaver for 3 years NOT continuous
- Have $0 saved (besides KiwiSaver)
- Have combined KiwiSaver of $60K
- Property to buy is $600,000
- Neither of us has owned a home before
- I am a single person with an income of $75K p.a.
- Want to live in Wellington
- Have been in KiwiSaver for 5 years continuously
- Have $70K in KiwiSaver (after initial Government contribution)
- Property to buy is $500K
- Haven't owned a home before
- Have $25K saved (besides KiwiSaver)
Rules from KiwiSaver legislation and Reserve Bank banking supervision handbook, made available through OpenFisca API to a React front-end.
- fork or clone the repo
- make sure you are in the 1stHomework directory
- make sure you have Yarn installed
- run: yarn install
- run: yarn start