To better manage credit card portfolios and minimize default risk exposure, we search for a machine learning model to predict existing accounts that will default in the next 30 days -Maximize model benefits by freezing credit limits of accounts that will actually default -Minimize operational (transactional) profit loss from interchange fees
Data: UIC default of credit card clients Data Set https://archive.ics.uci.edu/ml/datasets/default+of+credit+card+clients
work by Meng.C, Stella.G, Kevin.H, Alex.Y