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Cybersource: add processor response message #4293

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95 changes: 86 additions & 9 deletions lib/active_merchant/billing/gateways/cyber_source.rb
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Expand Up @@ -47,7 +47,7 @@ class CyberSourceGateway < Gateway
self.homepage_url = 'http://www.cybersource.com'
self.display_name = 'CyberSource'

@@credit_card_codes = {
CREDIT_CARD_CODES = {
visa: '001',
master: '002',
american_express: '003',
Expand All @@ -59,12 +59,12 @@ class CyberSourceGateway < Gateway
elo: '054'
}

@@decision_codes = {
DECISION_CODES = {
accept: 'ACCEPT',
review: 'REVIEW'
}

@@response_codes = {
RESPONSE_CODES = {
r100: 'Successful transaction',
r101: 'Request is missing one or more required fields',
r102: 'One or more fields contains invalid data',
Expand Down Expand Up @@ -105,6 +105,74 @@ class CyberSourceGateway < Gateway
r255: 'Your CyberSource account is not configured to process the service in the country you specified'
}

PROCESSOR_ERROR_CODES = {
'00' => 'Approved and completed successfully',
'01' => 'Refer to card issuer',
'02' => 'Refer to card issuer, special condition',
'03' => 'Invalid merchant',
'04' => 'Pick up card (no fraud)',
'05' => 'Do not honor',
'06' => 'Error',
'07' => 'Pick up card, special condition (fraud account)',
'10' => 'Partial approval',
'11' => 'Approved (V.I.P)',
'12' => 'Invalid transaction',
'13' => 'Invalid amount or currency conversion field overflow',
'14' => 'Invalid account number (no such number)',
'15' => 'No such issuer',
'19' => 'Re-enter transaction',
'21' => 'No action taken',
'25' => 'Unable to locate record in file',
'28' => 'File temporarily not available for update or inquiry',
'39' => 'No credit account',
'41' => 'Lost card, pick up (fraud account)',
'43' => 'Stolen card, pick up (fraud account)',
'51' => 'Not sufficient funds',
'52' => 'No checking account',
'53' => 'No savings account',
'54' => 'Expired card or expiration date is missing',
'55' => 'Incorrect PIN or PIN missing',
'57' => 'Transaction not permitted to cardholder',
'58' => 'Transaction not allowed at terminal',
'59' => 'Suspected fraud',
'61' => 'Exceeds approval amount limit',
'62' => 'Restricted card (card invalid in this region or country)',
'63' => 'Security violation (source is not correct issuer)',
'64' => 'Transaction does not fulfill AML requirement',
'65' => 'Exceeds withdrawal frequency limit',
'70' => 'PIN data required',
'74' => 'Different value than that used for PIN encryption errors',
'75' => 'Allowable number of PIN entry tries exceeded',
'76' => 'Unsolicited reversal',
'78' => '"Blocked, first used"—Transaction from new cardholder, and card not properly unblocked',
'79' => 'Already reversed (by Switch)',
'80' => 'No financial impact',
'81' => 'Cryptographic error found in PIN',
'82' => 'Negative CAM, dCVV, iCVV, or CVV results',
'85' => 'No reason to decline a request for address verification, CVV2 verification, or a credit voucher or merchandise return',
'86' => 'Cannot verify PIN; for example, no PVV',
'89' => 'Ineligible to receive financial position information (GIV)',
'91' => 'Issuer or switch inoperative and STIP not applicable or not available for this transaction; Time-out when no stand-in; POS Check Service: Destination unavailable; Credit Voucher and Merchandise Return Authorizations: V.I.P. sent the transaction to the issuer, but the issuer was unavailable.',
'92' => 'Financial institution or intermediate network facility cannot be found for routing (receiving institution ID is invalid)',
'93' => 'Transaction cannot be completed - violation of law',
'1A' => 'Additional customer authentication required',
'B1' => 'Surcharge amount not permitted on Visa cards or EBT food stamps (U.S. acquirers only)',
'B2' => 'Surcharge amount not supported by debit network issuer.',
'N0' => 'Force STIP',
'N3' => 'Cash service not available',
'N4' => 'Cash request exceeds issuer or approved limit',
'N5' => 'Ineligible for resubmission',
'N7' => 'Decline for CVV2 failure',
'N8' => 'Transaction amount exceeds preauthorized approval amount',
'P5' => 'Denied PIN unblock—PIN change or unblock request declined by issuer',
'P6' => 'Denied PIN change—requested PIN unsafe',
'Q1' => 'Card Authentication failed',
'R0' => 'Stop Payment Order',
'R2' => 'Transaction does not qualify for Visa PIN',
'R3' => 'Revocation of all authorizations order',
'Z3' => 'Unable to go online; offline-declined'
}

# These are the options that can be used when creating a new CyberSource
# Gateway object.
#
Expand Down Expand Up @@ -612,7 +680,7 @@ def add_creditcard(xml, creditcard)
xml.tag! 'expirationMonth', format(creditcard.month, :two_digits)
xml.tag! 'expirationYear', format(creditcard.year, :four_digits)
xml.tag!('cvNumber', creditcard.verification_value) unless @options[:ignore_cvv].to_s == 'true' || creditcard.verification_value.blank?
xml.tag! 'cardType', @@credit_card_codes[card_brand(creditcard).to_sym]
xml.tag! 'cardType', CREDIT_CARD_CODES[card_brand(creditcard).to_sym]
end
end

Expand Down Expand Up @@ -1000,10 +1068,10 @@ def commit(request, action, amount, options)
rescue REXML::ParseException => e
response = { message: e.to_s }
end

success = success?(response)
message = message_from(response)
authorization = success || in_fraud_review?(response) ? authorization_from(response, action, amount, options) : nil
add_processor_message!(response)

Response.new(success, message, response,
test: test?,
Expand Down Expand Up @@ -1032,7 +1100,10 @@ def parse(xml)
parse_element(reply, root)
reply[:message] = "#{reply[:faultcode]}: #{reply[:faultstring]}"
end
return reply

add_processor_message!(reply)

reply
end

def parse_element(reply, node)
Expand All @@ -1052,7 +1123,7 @@ def parse_element(reply, node)
def reason_message(reason_code)
return if reason_code.blank?

@@response_codes[:"r#{reason_code}"]
RESPONSE_CODES[:"r#{reason_code}"]
end

def authorization_from(response, action, amount, options)
Expand All @@ -1061,11 +1132,11 @@ def authorization_from(response, action, amount, options)
end

def in_fraud_review?(response)
response[:decision] == @@decision_codes[:review]
response[:decision] == DECISION_CODES[:review]
end

def success?(response)
response[:decision] == @@decision_codes[:accept]
response[:decision] == DECISION_CODES[:accept]
end

def message_from(response)
Expand All @@ -1077,6 +1148,12 @@ def message_from(response)
response[:message]
end
end

def add_processor_message!(response)
return unless processor_code = response[:processorResponse]

response[:processorMessage] = PROCESSOR_ERROR_CODES[processor_code]
end
end
end
end
1 change: 1 addition & 0 deletions test/unit/gateways/cyber_source_test.rb
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Expand Up @@ -59,6 +59,7 @@ def test_successful_credit_card_purchase

assert response = @gateway.purchase(@amount, @credit_card, @options)
assert_equal 'Successful transaction', response.message
assert_equal 'Approved and completed successfully', response.params['processorMessage']
assert_success response
assert_equal "#{@options[:order_id]};#{response.params['requestID']};#{response.params['requestToken']};purchase;100;USD;", response.authorization
assert response.test?
Expand Down