node-express-pricing-engine

Pricing Policy

1. The base cost of insurance is $100 annually.
2. For every 5 years over the age of 18 years old, the base price increases by $20.
3. Life insurance is only available for people over the age of 18.
4. If a person lives on the East Coast of America, the cost is 5% lower.
5. Females receive a $12 discount on the final price as they have a longer life expectancy.
6. Certain health conditions increase the cost of insurance:

Condition | Relative cost increase

• Allergies | 1%
• Sleep Apnea | 6%
• Heart Disease | 17%
• High Cholesterol | 8%
• Asthma | 4%

Sample Input

First Name | Age | Gender | Location | Health Conditions
Kelly | 50 | female | Boston | Allergies
Josh | 40 | male | Seattle | Sleep Apnea
Jan | 30 | female | New York | Heart Disease, High Cholesterol
Brad | 20 | male | San Francisco | n/a
Petr | 10 | male | Los Angeles | Asthma

Expected Output

Kelly's policy is estimated at $199.09
Josh's policy is estimated at $190.8
Jan's policy is estimated at $154.25
Brad's policy is estimated at $100
Petr is not eligible for a life insurance policy

Objects

Policy

var Policy = function(name, baseCost, factors) { ... }

Policy Manifest

Initial stub describing the factors object to be passed into a newly instatiated Policy object:

				{
					eligibilityFactors : [
						{ name: 'age', threshold: 18 }
					],
					pricingFactors: {
						dollar:
						[
							{ name: 'age', value: 20, rules: { interval: 5, baseline: 18 } },
							{ name: 'gender', value: 12, rules: { equals: 'female' } }
						],
						percentage:
						[
							{ name: 'geo', value: -.05, rules: { region: 'East Coast' } },
							{ name: 'health_condition', value: .01, rules: { equals: 'Allergies' } },
							{ name: 'health_condition', value: .06, rules: { equals: 'Sleep Apnea' } },
							{ name: 'health_condition', value: .17, rules: { equals: 'Heart Disease' } },
							{ name: 'health_condition', value: .08, rules: { equals: 'High Cholesterol' } },
							{ name: 'health_condition', value: .04, rules: { equals: 'Asthma' } }
						]
					}	
				}