Credit Score Estimator

• A credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of an individual.
• A credit score is primarily based on a credit report information typically sourced from credit bureaus.
• Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt.
• Lenders use credit scores to determine who qualifies for a loan, at what interest rate, and what credit limits. Lenders also use credit scores to determine which customers are likely to bring in the most revenue.
• The use of credit or identity scoring prior to authorizing access or granting credit is an implementation of a trusted system.