Bank of Maldives Connect API v2.0

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Bank of Maldives Merchant Services

Official API Documentation for Bank of Maldives Connect for Merchants.

API Environments

Environment	Base URL
Testing	https://api.uat.merchants.bankofmaldives.com.mv/public
Production	https://api.merchants.bankofmaldives.com.mv/public

Authentication

Our system uses a client_id an client_secret for API authentication.

You can create new third party applications using your merchant portal. A new client_id and client_secret (API Key) will be issued immediately.

If you are performing direct HTTP requests to the API it sufficient to specific the API Key in the header.

Header	Content
Authorization	api_key

If you are using a SDK or other libraries it is usually required to specify both the application id (client_id) and API key (client_secret).

SDK	Example
PHP	$client = new Client('apikey', 'appid');

Pagination

For list views the results will be paginated. The envelop for the results is as follows:

{
  "count": 100 // total count of all items,
  "items": [{...},{...}] // array of returned items
}

The first page parameter if you do not set it explicitely will be 1.

queryString	Example
page	?page=2

Errors

We use both error messages and HTTP status codes. The error message envelop is as follows:

{
  "code": "PP-xx-xx" // error code,
  "message": "Transaction not found" // readable message explaining the error
}

HTTP status code	Description
400	Bad request, check input parameters
401	Not authorized
404	Resource not found
500	Internal Server Error

Transaction object

The transaction object exists of specific fields that are either user-defined are auto-generated by our system.

* indicates a required field.

Field	Data type	Description	Example	User-Defined	Limitations
amount*	int	The amount of the transaction in cents (e.g. 2000 = 20.00)	2000	Yes	Minimum is 100 cents in any local currency
currency*	string	The three-letter ISO 4217 currency code	MVR	Yes	Limited to the currencies available for the merchant
signature*	string	A checksum for the transaction	mMBR0TXWHvuno/8su3SKMg==	Yes	According to specification
deviceId*	string	The client_id of the application	123456789	Yes	Must be the app id for the specified API Key
appVersion*	string	A custom version string from your application	123456789	Yes	Must be the app id for the specified API Key
apiVersion*	string	API used for this request	2.0	Yes	Only 2.0 is currently supported
signMethod*	string	The method used to generate the signature	sha1	Yes	Must be sha1 or md5
localId	string	A local reference by the merchant or third-party system	ID1234	Yes	-
customerReference	string	A reference made available to the customer	Invoice 2020-123	Yes	-
redirectUrl	string	The optional URL to redirect to after completion or failure of the payment	https://myshop.com/order/13245	Yes	Only applicable in e-commerce transactions
id	string	The unique ID of the transaction in our system	5e22e1037ac57f000841efff	No	-
qrcode	object	object containing the URL of the QR Code for this transaction	{ url: 'https://example.org/image.png'}	No	-
provider	string	The payment provider for this transaction	alipay	Yes	Limited to the available payment providers for this merchant
created	string	The creation timestamp in UTC for this transaction	2020-01-02T10:42:14.898Z	No	-
state	string	The status of this transaction	CONFIRMED	No	Can only be one of the following: QR_CODE_GENERATED, CONFIRMED, CANCELLED, REFUND_REQUESTED, REFUNDED

API Operations

The following exposed API operations from the Pomelo Pay API are available using the API Client. See below for more details about each resource.

💳 Transactions

Create a new transaction with or without a specific payment method.

Description	Data
Method	POST
Testing URL	https://api.uat.merchants.bankofmaldives.com.mv/public/transactions
Production URL	https://api.merchants.bankofmaldives.com.mv/public/transactions
Headers	Authorization: api_key, Accept: application/json, Content-Type: application/json

Body Example:

{
  "localId": "123456789",
  "customerReference": "invoice 1",
  "signature": "mMBR0TXWHvuno/8su3SKMg==",
  "amount": 2000,
  "currency": "MVR",
  "provider": "alipay",
  "appVersion": "vendingSoftware1.0",
  "apiVersion": "2.0",
  "deviceId": "12345789",
  "signMethod": "sha1"
}

Query a specific transaction

Description	Data
Method	GET
Testing URL	https://api.uat.merchants.bankofmaldives.com.mv/public/transactions/<:id>
Production URL	https://api.merchants.bankofmaldives.com.mv/public/transactions/<:id>
Headers	Authorization: api_key, Accept: application/json, Content-Type: application/json
Example	GET https://api.merchants.bankofmaldives.com.mv/public/transactions/5e22e1037ac57f000841efff

List transactions

Description	Data
Method	GET
Testing URL	https://api.uat.merchants.bankofmaldives.com.mv/public/transactions
Production URL	https://api.merchants.bankofmaldives.com.mv/public/transactions
Headers	Authorization: api_key, Accept: application/json, Content-Type: application/json
Example	GET https://api.merchants.bankofmaldives.com.mv/public/transactions?page=3

🌐 Webhooks

Receive and process webhooks

Please see the webhook section for more information

Verifying data integrity

On sending a transaction you must on application side create a signature with your api key.

On receiving webhooks it is strongly recommended to calculate the signature on your side and compare it with the specified signature to ensure data integrity.

The calculation of the signature is as follows:

Signature method	Data
md5	md5('amount=2000&currency=MVR&apiKey=mysecretkey').digest('base64')
sha1	sha1('amount=2000&currency=MVR&apiKey=mysecretkey').digest('hex')

Webhooks

Our system uses webhooks to receive real-time notifications about any transaction state changes. The webhooks are using the POST http method.

It is strongly recommended to check the signature from the transaction and validate it to ensure the data is coming from an authentic source.

For more information about verifying data integrity you can check the Verifing Data Integrity section.

Setting your webhook URL

• Navigate to https://dashboard.merchants.bankofmaldives.com.mv
• Login with your merchant account
• From the left-hand side menu select "Connect"
• From the secondary navigation select "Webhooks"
• Enter the URL on which your system will listen for webhooks events
• The specified URL should be a publicly accessible endpoint that accepts POST data in JSON format

Type of webhook events

Transaction created

{
  "localId": "123456789" // the optional local ID from your internal system,
  "customerReference": "invoice 1" // the optional customer reference ,
  "transactionId": "5e22e1037ac57f000841efff" // unique transaction id,
  "state": "QR_CODE_GENERATED" // state of the transction,
  "created": "2020-01-02T10:42:14.898Z" // creation time in UTC,
  "signature": "mMBR0TXWHvuno/8su3SKMg==" // signature of the transaction,
  "amount": 2000 // amount in cents,
  "currency": "MVR" // currency of the transaction,
  "provider": "bml_epos" // payment method  ,
  "qrCode": {
    "url": "https://example.org/code.png" // URL location of the QR code
  }
}

Transaction updated

{
  "localId": "123456789" // the optional local ID from your internal system,
  "customerReference": "invoice 1" // the optional customer reference ,
  "transactionId": "5e22e1037ac57f000841efff" // unique transaction id,
  "state": "CONFIRMED" // state of the transction,
  "created": "2020-01-02T10:42:14.898Z" // creation time in UTC,
  "signature": "mMBR0TXWHvuno/8su3SKMg==" // signature of the transaction,
  "amount": 2000 // amount in cents,
  "currency": "MVR" // currency of the transaction,
  "provider": "bml_epos" // payment method  ,
  "qrCode": {
    "url": "https://example.org/code.png" // URL location of the QR code
  }
}

SDK's and Frameworks

If you're looking to use this API in a specific stack or framework you currently have the following options:

Framework	Package
PHP7	https://github.com/bankofmaldives/bml-connect-php
Other	Build one and get featured here!

About

Sign up with Bank of Maldives and start accepting online and instore payments for your business today!

Support

If need support with the Bank of Maldives Connect API please open an issue on this repository.

For all other support you can contact us at 📧 info@bml.com.mv

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https://dashboard.merchants.bankofmaldives.com.mv