Add comment about using defaultAccountType

docs/key-manager/server-key-manager.md

@@ -82,6 +82,14 @@ To restore from a backed up seed, simply put the seed file in the `seeds` folder
 To do this, you will need the seed file name to be `walletName-encrypted-bitcoin-s-seed.json` or `encrypted-bitcoin-s-seed.json`
 if you want it to be the default wallet.
 To load it, just set the `bitcoin-s.wallet.walletName` config option to the appropriate wallet name.
+It is also important to remember to set `bitcoin-s.wallet.defaultAccountType` to the type of wallet you were using on your old wallet.
+As of this writing there are 3 types allowed
+- legacy
+- nested-segwit
+- segwit
+
+If you fail to set this setting, your wallet will be looking for the wrong script types and not correctly find your funds
+on the blockchain as documented in [this issue](https://github.com/bitcoin-s/bitcoin-s/issues/2527).
 
 When restoring from a backup you should not replace an existing seed file as this can result in a loss of funds.
 If you have a seed file that would replace an existing seed its file name should be prefixed with a different wallet name.