fix: fix stream explain bug for merge into

[JackTan25]

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Summary

when we create stream for merge into, we will give an inner unpdate_stream_column for merge into, so we should modify the scheme() to schema_with_stream(). Otherwise it will panic.

• Fixes #[Link the issue here]

Tests

• Unit Test
• Logic Test
• Benchmark Test
• No Test - Explain why

Type of change

• Bug Fix (non-breaking change which fixes an issue)
• New Feature (non-breaking change which adds functionality)
• Breaking Change (fix or feature that could cause existing functionality not to work as expected)
• Documentation Update
• Refactoring
• Performance Improvement
• Other (please describe):

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This change is