0. Abstract & FAQ 1. Payment Channels 2. Hashlocks for Atomic Transfers 3. Rebalance: insure the uninsured 4. Four balances: onchain, insured, uninsured, unsigned 5. Consensus: Tendermint + PoA 6. Smart contracts? Smart updates! 7. What makes Fairlayer different 8. Roadmap 9. Receive/Pay API 10. Development Guide 11. Step by step 12. Threat Model