securityContext.xml

<?xml version="1.0" encoding="UTF-8"?>
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<beans:beans xmlns="http://www.springframework.org/schema/security"
    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:beans="http://www.springframework.org/schema/beans"
    xmlns:oauth="http://www.springframework.org/schema/security/oauth2"
    xsi:schemaLocation="
   http://www.springframework.org/schema/beans
   https://www.springframework.org/schema/beans/spring-beans.xsd
   http://www.springframework.org/schema/security/oauth2
   https://www.springframework.org/schema/security/spring-security-oauth2.xsd
   http://www.springframework.org/schema/security
   https://www.springframework.org/schema/security/spring-security.xsd">

    <beans:beans profile="basicauth">
        <http create-session="stateless" use-expressions="true" pattern="/api/**"
            entry-point-ref="basicAuthenticationEntryPoint">
            <csrf disabled="true"/>
            <intercept-url pattern="/api/*/echo" access="permitAll" />
            <intercept-url pattern="/api/*/authentication" access="permitAll"
                method="POST" requires-channel="https" />
            <intercept-url pattern="/api/*/self/authentication" access="permitAll"
                method="POST" requires-channel="https" />
            <intercept-url pattern="/api/*/self/registration" access="permitAll"
                method="POST" requires-channel="https" />
            <intercept-url pattern="/api/*/self/registration/user" access="permitAll"
                method="POST" requires-channel="https" />
            <intercept-url pattern="/api/*/twofactor" access="isFullyAuthenticated()"
                           method="GET" requires-channel="https" />
            <intercept-url pattern="/api/*/twofactor" access="isFullyAuthenticated()"
                           method="POST" requires-channel="https" />
            <intercept-url pattern="/api/*/twofactor/validate" access="isFullyAuthenticated()"
                           method="POST" requires-channel="https" />
            <intercept-url pattern="/api/**" access="isFullyAuthenticated() and hasAuthority('TWOFACTOR_AUTHENTICATED')"
                method="GET" requires-channel="https" />
            <intercept-url pattern="/api/**" access="isFullyAuthenticated() and hasAuthority('TWOFACTOR_AUTHENTICATED')"
                method="POST" requires-channel="https" />
            <intercept-url pattern="/api/**" access="isFullyAuthenticated() and hasAuthority('TWOFACTOR_AUTHENTICATED')"
                method="PUT" requires-channel="https" />
            <intercept-url pattern="/api/**" access="isFullyAuthenticated() and hasAuthority('TWOFACTOR_AUTHENTICATED')"
                method="DELETE" requires-channel="https" />
            <intercept-url pattern="/api/**" access="isFullyAuthenticated() and hasAuthority('TWOFACTOR_AUTHENTICATED')"
                method="HEAD" requires-channel="https" />

            <custom-filter after="SECURITY_CONTEXT_FILTER" ref="basicAuthenticationProcessingFilter" />
            <custom-filter ref="twoFactorAuthFilter" after="BASIC_AUTH_FILTER" />
        </http>

        <beans:bean id="basicAuthenticationEntryPoint"
            class="org.springframework.security.web.authentication.www.BasicAuthenticationEntryPoint">
            <beans:property name="realmName" value="Fineract Platform API" />
        </beans:bean>

        <beans:bean id="passwordEncoder" class="org.springframework.security.crypto.factory.PasswordEncoderFactories"
                    factory-method="createDelegatingPasswordEncoder">
        </beans:bean>

        <beans:bean id="customAuthenticationProvider"
            class="org.springframework.security.authentication.dao.DaoAuthenticationProvider">
            <beans:property name="userDetailsService" ref="userDetailsService" />
            <beans:property name="passwordEncoder" ref="passwordEncoder" />
        </beans:bean>

        <authentication-manager alias="authenticationManager"
            erase-credentials="false">
            <authentication-provider ref="customAuthenticationProvider" />
        </authentication-manager>
    </beans:beans>
    <beans:beans profile="oauth">
        <http create-session="stateless" use-expressions="true" pattern="/api/v1/**"
            entry-point-ref="oauthAuthenticationEntryPoint"
            access-decision-manager-ref="accessDecisionManager">
            <csrf disabled="true"/>
            <anonymous enabled="false" />
            <intercept-url pattern="/api//v1/**" method="OPTIONS"
                    access="permitAll" requires-channel="https" />
            <intercept-url pattern="/api/*/twofactor" access="isFullyAuthenticated()"
                           method="GET" requires-channel="https" />
            <intercept-url pattern="/api/*/twofactor" access="isFullyAuthenticated()"
                           method="POST" requires-channel="https" />
            <intercept-url pattern="/api/*/twofactor/validate" access="isFullyAuthenticated()"
                           method="POST" requires-channel="https" />
            <intercept-url pattern="/api/v1/**" access="isFullyAuthenticated() and hasAuthority('TWOFACTOR_AUTHENTICATED')"
                method="GET" requires-channel="https" />
            <intercept-url pattern="/api/v1/**" access="isFullyAuthenticated() and hasAuthority('TWOFACTOR_AUTHENTICATED')"
                method="POST" requires-channel="https" />
            <intercept-url pattern="/api/v1/**" access="isFullyAuthenticated() and hasAuthority('TWOFACTOR_AUTHENTICATED')"
                method="PUT" requires-channel="https" />
            <intercept-url pattern="/api/v1/**" access="isFullyAuthenticated() and hasAuthority('TWOFACTOR_AUTHENTICATED')"
                method="DELETE" requires-channel="https" />
            <intercept-url pattern="/api/v1/**" access="isFullyAuthenticated() and hasAuthority('TWOFACTOR_AUTHENTICATED')"
                method="HEAD" requires-channel="https" />
            <custom-filter ref="tenantIdentifierProcessingFilter"
                position="FIRST" />
            <custom-filter before="PRE_AUTH_FILTER" ref="resourceServerFilter" />
            <custom-filter ref="twoFactorAuthFilter" after="BASIC_AUTH_FILTER" />
            <access-denied-handler ref="oauthAccessDeniedHandler" />
        </http>

        <http pattern="/api/oauth/token" create-session="stateless"
            entry-point-ref="oauthAuthenticationEntryPoint" use-expressions="true"
            authentication-manager-ref="clientAuthenticationManager">
            <csrf disabled="true"/>
            <intercept-url pattern="/api/oauth/token" method="OPTIONS"
                access="permitAll" requires-channel="https" />
            <intercept-url pattern="/api/oauth/token" method="POST"
                access="isFullyAuthenticated()" requires-channel="https" />
            <anonymous enabled="false" />

            <custom-filter ref="tenantIdentifierProcessingFilter"
                position="FIRST" />
            <custom-filter ref="clientCredentialsTokenEndpointFilter"
                before="BASIC_AUTH_FILTER" />
            <access-denied-handler ref="oauthAccessDeniedHandler" />
        </http>

        <beans:bean id="passwordEncoder" class="org.springframework.security.crypto.factory.PasswordEncoderFactories"
                    factory-method="createDelegatingPasswordEncoder">
        </beans:bean>

        <beans:bean id="oauthAuthenticationEntryPoint"
            class="org.springframework.security.oauth2.provider.error.OAuth2AuthenticationEntryPoint">
            <beans:property name="realmName" value="Fineract Platform API" />
        </beans:bean>

        <beans:bean id="oauthAccessDeniedHandler"
            class="org.springframework.security.oauth2.provider.error.OAuth2AccessDeniedHandler" />

        <beans:bean id="clientCredentialsTokenEndpointFilter"
            class="org.springframework.security.oauth2.provider.client.ClientCredentialsTokenEndpointFilter">
            <beans:constructor-arg value="/api/oauth/token" />
            <beans:property name="authenticationManager" ref="clientAuthenticationManager" />
        </beans:bean>

        <beans:bean id="accessDecisionManager"
            class="org.springframework.security.access.vote.UnanimousBased">
            <beans:constructor-arg>
                <beans:list>
                    <beans:bean
                        class="org.springframework.security.oauth2.provider.vote.ScopeVoter" />
                    <beans:bean class="org.springframework.security.access.vote.RoleVoter" />
                    <beans:bean
                        class="org.springframework.security.access.vote.AuthenticatedVoter" />
                    <beans:bean
                        class="org.springframework.security.web.access.expression.WebExpressionVoter" />
                    <beans:bean
                        class="org.apache.fineract.infrastructure.security.vote.SelfServiceUserAccessVote" />
                </beans:list>
            </beans:constructor-arg>
        </beans:bean>

        <authentication-manager id="clientAuthenticationManager" erase-credentials="false">
            <authentication-provider user-service-ref="clientDetailsUserService" />
            <authentication-provider ref="customAuthenticationProvider" />
        </authentication-manager>

        <beans:bean id="clientDetailsUserService"
            class="org.springframework.security.oauth2.provider.client.ClientDetailsUserDetailsService">
            <beans:constructor-arg ref="clientDetailsService" />
        </beans:bean>

        <beans:bean id="customAuthenticationProvider"
            class="org.springframework.security.authentication.dao.DaoAuthenticationProvider">
            <beans:property name="userDetailsService" ref="userDetailsService" />
            <beans:property name="passwordEncoder" ref="passwordEncoder" />
        </beans:bean>

        <beans:bean id="clientDetailsService"
            class="org.springframework.security.oauth2.provider.client.JdbcClientDetailsService">
            <beans:constructor-arg ref="routingDataSource" />
        </beans:bean>

        <beans:bean id="tokenStore"
            class="org.springframework.security.oauth2.provider.token.store.JdbcTokenStore">
            <beans:constructor-arg ref="routingDataSource" />
        </beans:bean>

        <beans:bean id="tokenServices"
            class="org.springframework.security.oauth2.provider.token.DefaultTokenServices">
            <beans:property name="tokenStore" ref="tokenStore" />
            <beans:property name="clientDetailsService" ref="clientDetailsService" />
            <beans:property name="supportRefreshToken" value="true" />
            <beans:property name="refreshTokenValiditySeconds"
                value="86400" />
            <beans:property name="accessTokenValiditySeconds"
                value="3600" />
        </beans:bean>

        <beans:bean id="userApprovalHandler"
            class="org.springframework.security.oauth2.provider.approval.TokenStoreUserApprovalHandler">
            <beans:property name="tokenStore" ref="tokenStore" />
            <beans:property name="clientDetailsService" ref="clientDetailsService" />
            <beans:property name="requestFactory" ref="oAuth2RequestFactory" />
        </beans:bean>

        <beans:bean id="oAuth2RequestFactory"
            class="org.springframework.security.oauth2.provider.request.DefaultOAuth2RequestFactory">
            <beans:constructor-arg ref="clientDetailsService" />
        </beans:bean>

        <oauth:authorization-server
            client-details-service-ref="clientDetailsService" token-services-ref="tokenServices"
            user-approval-handler-ref="userApprovalHandler" token-endpoint-url="/api/oauth/token"
            authorization-endpoint-url="/api/oauth/authorize">
            <oauth:refresh-token />
            <oauth:password />
        </oauth:authorization-server>

        <oauth:resource-server id="resourceServerFilter" stateless="false"
            token-services-ref="tokenServices" />
    </beans:beans>
</beans:beans>