| loan_part_id |
str |
LoanPart unique identifier |
[optional] |
| amount |
float |
Investment amount |
[optional] |
| auction_id |
str |
Auction unique identifier |
[optional] |
| auction_name |
str |
Auction name |
[optional] |
| auction_number |
int |
Auction number |
[optional] |
| auction_bid_number |
int |
Auction bid number |
[optional] |
| country |
str |
Residency of the borrower |
[optional] |
| credit_score |
float |
<para> 1000 No previous payments problems</para> <para> 900 Payments problems finished 24-36 months ago</para> <para> 800 Payments problems finished 12-24 months ago</para> <para> 700 Payments problems finished 6-12 months ago</para> <para> 600 Payment problems finished <6 months ago</para> <para> 500 Active payment problems</para> |
[optional] |
| credit_score_es_micro_l |
str |
A score that is specifically designed for risk classifying subprime borrowers (defined by Equifax as borrowers that do not have access to bank loans). A measure of the probability of default one month ahead. <para>The score is given on a 10-grade scale, from the best score to the worst:</para><para>M1, M2, M3, M4, M5, M6, M7, M8, M9, M10</para> |
[optional] |
| credit_score_es_equifax_risk |
str |
Generic score for the loan applicants that do not have active past due operations in ASNEF. A measure of the probability of default one year ahead. The score is given on a 6-grade scale. <para>AAA Very low</para><para>AA Low</para><para>A Average</para><para>B Average High</para><para>C High</para><para>D Very High</para> |
[optional] |
| credit_score_fi_asiakas_tieto_risk_grade |
str |
Credit Scoring model for Finnish Asiakastieto <para>RL1 Very low risk 01-20</para><para>RL2 Low risk 21-40</para><para>RL3 Average risk 41-60</para><para>RL4 Big risk 61-80</para><para>RL5 Huge risk 81-100</para> |
[optional] |
| credit_score_ee_mini |
str |
Credit scoring for Estonian loans <para>1000 No previous payments problems</para><para>900 Payments problems finished 24-36 months ago</para><para>800 Payments problems finished 12-24 months ago</para><para>700 Payments problems finished 6-12 months ago</para><para>600 Payment problems finished <6 months ago</para><para>500 Active payment problems</para> |
[optional] |
| rating |
str |
Bondora Rating issued by the Rating model |
[optional] |
| initial_interest |
float |
Initial interest rate |
[optional] |
| interest |
float |
Current interest rate |
[optional] |
| use_of_loan |
int |
Use of loan |
[optional] |
| income_verification_status |
int |
Income verification type |
[optional] |
| loan_id |
str |
Loan unique identifier |
[optional] |
| loan_status_code |
int |
Loan status code <para>2 Current</para><para>100 Overdue</para><para>5 60+ days overdue</para><para>4 Repaid</para><para>8 Released</para> |
[optional] |
| user_name |
str |
Borrower's username |
[optional] |
| gender |
int |
Borrower's Gender |
[optional] |
| date_of_birth |
datetime |
Borrower's date of birth |
[optional] |
| signed_date |
datetime |
Loan issued date |
[optional] |
| re_scheduled_on |
datetime |
Last rescheduling date |
[optional] |
| debt_occured_on |
datetime |
Debt occured on date |
[optional] |
| debt_occured_on_for_secondary |
datetime |
Debt occured on date |
[optional] |
| loan_duration |
int |
Loan original lenght |
[optional] |
| next_payment_nr |
int |
Next scheduled payment number |
[optional] |
| next_payment_date |
datetime |
Next scheduled payment date |
[optional] |
| next_payment_sum |
float |
Next scheduled payment amount |
[optional] |
| nr_of_scheduled_payments |
int |
Total number of scheduled payments |
[optional] |
| last_payment_date |
datetime |
Last scheduled payment date |
[optional] |
| principal_repaid |
float |
Total principal repaid amount |
[optional] |
| interest_repaid |
float |
Total interest repaid amount |
[optional] |
| late_amount_paid |
float |
Total late charges paid amount |
[optional] |
| principal_remaining |
float |
Remaining principal amount |
[optional] |
| principal_late_amount |
float |
Principal debt amount |
[optional] |
| interest_late_amount |
float |
Interest debt amount |
[optional] |
| penalty_late_amount |
float |
Late charges debt amount |
[optional] |
| late_amount_total |
float |
Late amount total |
[optional] |
| principal_write_off_amount |
float |
Total amount of principal written off |
[optional] |
| interest_write_off_amount |
float |
Total amount of interest written off |
[optional] |
| penalty_write_off_amount |
float |
Total amount of penalty written off |
[optional] |
| write_off_total |
float |
Write off total |
[optional] |
| debt_servicing_cost_main_amount |
float |
Total amount of principal debt servicing cost |
[optional] |
| debt_servicing_cost_interest_amount |
float |
Total amount of interest debt servicing cost |
[optional] |
| debt_servicing_cost_penalty_amount |
float |
Total amount of penalty debt servicing cost |
[optional] |
| debt_servicing_cost_total |
float |
Debt servicing cost total |
[optional] |
| repaid_principal_current_owner |
float |
Total principal repaid amount to current note owner |
[optional] |
| repaid_interests_current_owner |
float |
Total interest repaid amount to current note owner |
[optional] |
| late_charges_paid_current_owner |
float |
Late charges paid amount to current note owner |
[optional] |
| repaid_total_current_owner |
float |
Total repaid amount to current note owner |
[optional] |
| total_repaid |
float |
Total repaid amount |
[optional] |
| debt_managment_events |
list[DebtManagementEvent] |
Debt managment event collection |
[optional] |
| loan_transfers |
list[LoanTransfer] |
Collection of all loan payments |
[optional] |
| scheduled_payments |
list[ScheduledPayment] |
Collection of all loan scheduled payments. Contains previous period values before rescheduling was made |
[optional] |