Not able to do payment via credit card or debit card swift

[dmaulikr]

I have been using this SDK in my project and it was working perfectly like I was able to do payments with all available options but recently I have started encountring an issue with card option it's getting failed every time but other modes are working perfectly.

Here's the code I have code:

`if let myParams = response["parameters"] as? JSONDictionary {

        let callback1 = "\(callbackCheckSumURL)\(transactionId)"
        var orderDict : [String : AnyObject] = [:]
        if let userInfo = myParams["userInfo"] as? JSONDictionary {
            orderDict["custId"] = userInfo["custId"] as AnyObject
        }
        if let txn = myParams["txnAmount"] as? JSONDictionary {
            orderDict["txnAmount"] = txn["value"] as AnyObject
            if let amt = txn["value"] as? String {
                self.amount = amt
            }
        }
        orderDict["ORDER_ID"] = myParams["orderId"] as AnyObject
        orderDict["CALLBACK_URL"] = myParams["callbackUrl"] as AnyObject
        orderDict["MID"] = myParams["mid"] as AnyObject
        orderDict["WEBSITE"] = myParams["websiteName"] as AnyObject
        orderDict["MOBILE_NO"] = myParams["MOBILE_NO"] as AnyObject
        orderDict["CHANNEL_ID"] = myParams["CHANNEL_ID"] as AnyObject
        orderDict["INDUSTRY_TYPE_ID"] = myParams["INDUSTRY_TYPE_ID"] as AnyObject
        orderDict["EMAIL"] = myParams["EMAIL"] as AnyObject
        orderDict["CHECKSUMHASH"] = checkSumId as AnyObject

        if let oID = myParams["orderId"] as? String {
            self.orderId = oID
        }
        if let cURL = myParams["callbackUrl"] as? String {
            self.callBackURL = cURL
        }
        if let txnToken = response["txtToken"] as? String {
            self.txnToken = txnToken
        }
        if let mid = myParams["mid"] as? String {
            self.merchantId = mid
        }
        
        print("\norderDict:\(orderDict)\n")
        
        self.appInvoke.openPaytm(merchantId: self.merchantId, orderId: self.orderId, txnToken: self.txnToken, amount: self.amount, callbackUrl: self.callBackURL, delegate: self, environment: .production, urlScheme: "")
    }`

This is the only code I am using to invoke it and it was working perfectly and still it's working but only excluding card payment mode. I am getting error as below:

["response": "{\"STATUS\":\"TXN_FAILURE\",\"CHECKSUMHASH\":\"vyYy1iQGO9fvMtXHxy98yGx53vmrZt\\/8y5REMFRcfdu8Q\\/ozIgNiSIZgIXVlGDmIsu7ULU5tLu00ZASiO2vW4R4zeJvkMrHAhPEFXseEwZU=\",\"TXNAMOUNT\":\"14.00\",\"RESPCODE\":\"227\",\"BANKNAME\":\"RBL Bank\",\"GATEWAYNAME\":\"HDFC\",\"RESPMSG\":\"Your payment has been declined by your bank. Please try again or use a different option to complete the payment.\",\"TXNDATE\":\"2023-07-16 12:51:21.0\",\"ORDERID\":\"c365e9b1-8a0c-4422-8c24-49967e836b5b\",\"TXNID\":\"20230716010840000887319611727572834\",\"MID\":\"Corwhi93423578092957\",\"CURRENCY\":\"INR\",\"PAYMENTMODE\":\"CC\",\"BANKTXNID\":\"\"}", "statusReason": "error", "trimmedurl": "paytmCorwhi93423578092957://payment", "orderId": "c365e9b1-8a0c-4422-8c24-49967e836b5b", "mid": "Corwhi93423578092957", "txnToken": "cafce3b9db884b2096ce9dfcfc43112a1689492080982", "status": "PYTM_105"]

Now, I am not using only one card here I have tried with almost 10 different cards with different banks but they all are giving same error and those cards are working perfectly fine with all kind of transactions that I am doing for any shopping or any payments outside.

[rahul2bisht]

Hi,

Please raise a mail on payments.helpdesk@paytm.com with details consisting of your mid and sample orderid for the team to check the issue in detail with you.