In this blacklist you can find and report banks that are blocking or limiting transactions to / from Bitcoin or Crypto related services.
If you experienced such behavior from your bank, please open a PR or an Issue.
What we need:
- Name of the bank
- SWIFT/BIC
- A clear proof (an email, a pdf, a link to their policies...anything)
We will try to make a distinction between total block/ban and limits.
| Bank | Ownership | SWIFT/BIC | Proof | Receiving Payments Limits | Sending Payments Limits |
|---|---|---|---|---|---|
| JPMORGAN CHASE BANK, N.A. (Chase UK) | JPMorgan | CHASGB2LXXX | Official Statement | 🟢 NO BAN They do not restrict withdrawals from cryptocurrency exchanges |
🔴 TOTAL BAN |
| Commonwealth Bank of Australia (CBA) (CBA.AX) | Mix of institutional, retail and individual investors | CTBAAU2SXXX | Official Statement | 🟢 NO BAN They do not restrict withdrawals from cryptocurrency exchanges |
They limit the amount you can pay to certain accounts or merchants associated with cryptocurrency exchanges, to no more than $10,000 in total from all of your accounts each calendar month. |
| Wise | Wise Europe SA | TRWIGB22XXX | Official Statement (Receive) Official Statement (Send, section 1.2.2. (c)) |
🟡 PARTIAL BAN You can receive money to your Wise account from a platform that deals with cryptocurrencies — as long as the platform is regulated and/or supervised in the EU or UK |
🔴 TOTAL BAN |
| The Royal Bank of Scotland | NatWest Group | RBSSGBKCXXX | Official Statement | n.a. | 🟡 BANK TRANSFER, DEBIT CARD 🔴 CREDIT CARD They block or limit online banking and mobile app Faster Payments and Debit Card transactions made to these exchanges to £1k a day and £5k in any 30-day period. RBS also blocks the use of their Credit and Charge Cards to purchase cryptocurrency. The above steps apply to Personal, Business and Commercial customers. |
| Nationwide | Owned by members | NAIAGB21 | Official Statement | n.a. | 🟡 BANK TRANSFER, DEBIT CARD 🔴 CREDIT CARD Debit card purchases limited to £5,000 a day, or £100 a day if you have a FlexOne account. You can no longer use your credit card to purchase cryptocurrencies. |
| Natwest | UK Government Investments | NWBKGB2LXXX | Official Statement | n.a. | £1000 daily and £5000 30-day-limit imposed on cryptocurrency exchanges. |
| First Direct | HSBC UK Bank plc | HBUKGB41, HBUKGB4B | Official Statement | 🟢 NO BAN You can receive payments from cryptocurrency exchanges into your account. |
£2,500 for a single payment and a total payment limit of £10,000 in any rolling 30-day period. |
| Santander UK | Santander Group | ABBYGB2LXXX | Official Statement Media Coverage |
n.a. | 🟡 ALLOWED WITH LIMITS A £1k limit per transaction, not surpassing £3k in any 30-day period. |
Legend:
n.a. = Information is not available
🟢 = No ban
🟡 = Allowed with limits
🔴 = Not allowed