feat: terms update (#2052)

https://www.notion.so/ToS-wording-update-for-upgrading-downgrading-tier-242d3fc1c52c4145919cda4f1d1b5d2f

Co-authored-by: heyjay44 <jennifer.brawn@gmail.com>

packages/website/content/terms-of-service.mdx

@@ -30,42 +30,33 @@ Data stored via the Services will be available and persisted via IPFS upon compl
 web3.storage will manage backup storage deals and deal renewals to ensure highly redundant storage on the Filecoin network.
 
 
-#### **[w3link](https://web3.storage/terms/#w3link)**
-
-Use of the w3link Gateway (“the Gateway”) is subject to the Terms of Service of [IPFS.io](https://discuss.ipfs.io/tos).
-
-When you access content via the Gateway, Protocol Labs may cache that content or the associated CID for performance reasons. Protocol Labs may also collect analytics data on use of the Gateway, including data on requests, gateway speeds, CIDs, and other performance data. Protocol Labs reserves all rights in and to any performance data and analytics collected in the course of providing the Gateway for optimizing the Gateway user experience.
-
-If you encounter content that violates the [Terms of Service of IPFS.io](https://discuss.ipfs.io/tos) (e.g., spam/phishing content or your unauthorized copyrighted content), please reach out to abuse@ipfs.io, making sure to include the relevant URL. If it is determined that the content violates our Terms of Service we will remove or disable access to that content. If your complaint is copyright-related, please make sure your DMCA Notice contains the required information listed in our [DMCA Policy](https://ipfs.io/legal/).
-
-
 #### **Paid Accounts**
 
-<u>Billing.</u>
+<u>Billing.  </u>
 
 You can increase your storage limit and add paid features to your account by signing up for a paid subscription plan (“Paid Plan”). To do so, you will need to provide us with one or more Payment Methods. "Payment Method" means a current, valid method of payment, which may involve a third party or payment processing vendor.  
 
 You agree that you’ll pay the amounts set forth in [https://web3.storage/account/payment/](https://web3.storage/account/payment/) for your chosen tier (“Subscription Charge”) plus any charges for additional usage beyond the storage limit of your selected tier during the previous month (“Overages”) (collectively, “Subscription Charge” and “Overages” are referred to as (the “Fees”) for each billing cycle.
 
 You authorize us to charge any Payment Method associated with your account in case your primary Payment Method is declined or no longer available to us for payment of Fees you owe us. You remain responsible for any uncollected Fees. If a payment is not successfully settled, due to expiration, insufficient funds, or otherwise, and you do not cancel your account, we may suspend your access to the Paid Plan until we have successfully charged a valid Payment Method. For some Payment Methods, the issuer may charge you additional fees, such as foreign transaction fees or other fees relating to the processing of your Payment Method. 
 
-<u>Cancellation.</u>
+<u>Cancellation.  </u>
 
 You can cancel your Paid Plan at any time, and you will be able to upload new Data to web3.storage through the end of your billing period. Payments are nonrefundable and there are no refunds or credits for partially used membership periods. After cancellation, data uploaded via a Paid Plan may not be available through our hosted IPFS infrastructure after the end of your billing period.
 
-<u>Plan Adjustments.</u>
+<u>Plan Adjustments.  </u>
 
-You may change your chosen tier at any point. Upgrades in tier (Free → Lite → Expert → Pro) will be effective upon receipt of payment for the new Subscription Charge. Downgrades in tier (Pro → Expert → Lite → Free) will be effective after the end of your billing period. After a downgrade becomes effective, you may be charged an Overage fee until you remove stored data from your account. Moreover, we reserve the right to delete previously-uploaded data beyond your downgraded monthly storage cap from our hosted IPFS infrastructure. By selecting your tier, you consent to the limits associated with your chosen tier (as set forth in [https://web3.storage/account/payment/](https://web3.storage/account/payment/)); you also consent to the Overages described in this Agreement. 
+You may change your chosen tier at any point. Upgrades in tier (Free → Lite → Expert → Pro) will be effective upon receipt of payment for the new Subscription Charge. Downgrades in tier (Pro → Expert → Lite → Free) will be effective immediately. Both upgrades and downgrades in tier will be backdated to the start of your current billing cycle. After a downgrade becomes effective, you may be charged an Overage fee until you remove stored data from your account. Moreover, we reserve the right to delete previously-uploaded data beyond your downgraded monthly storage cap from our hosted IPFS infrastructure. By selecting your tier, you consent to the limits associated with your chosen tier (as set forth in [https://web3.storage/account/payment/](https://web3.storage/account/payment/)); you also consent to the Overages described in this Agreement. 
 
-<u>Changes.</u>
+<u>Changes.  </u>
 
-We reserve the right to change our Paid Plans or adjust pricing for our service or any components thereof in any manner and at any time, in our sole discretion and without notice. If we adjust the pricing of your Paid Plan, we will provide you with at least fourteen (14) days’ notice before these changes take effect.
+We reserve the right to change our Paid Plans or adjust pricing for our service or any components thereof in any manner and at any time, in our sole discretion and without notice. If we adjust the pricing of your Paid Plan, we will provide you with at least fourteen (14) days’ notice before these changes take effect. By continuing to use the Services, you agree to terms of this Agreement (including any updated terms). 
 
-<u>Taxes.</u>
+<u>Taxes.  </u>
 
 The Fees do not include any taxes, levies, duties, or similar governmental assessments, including value-added, sales, use, or withholding taxes assessable by any domestic or foreign jurisdiction (“Taxes”).  You agree that you’re responsible for any applicable Taxes, and that you will provide us with any applicable tax identification information that we may require by law to ensure our compliance with applicable tax regulations and authorities in applicable jurisdictions.
 
-<u>Overages.</u>
+<u>Overages. </u>
 
 You agree to pay the following Overages fees for storage amounts exceeding your selected tier (for more information on tiers, see [https://web3.storage/account/payment/](https://web3.storage/account/payment/)). Overages will be billed to you at the beginning of your next billing cycle.