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bank accounts in MM that only display the last 90 days of transactions #47

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Xiphe opened this issue Apr 30, 2020 · 2 comments
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@Xiphe
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Xiphe commented Apr 30, 2020

copied from #38 (comment) by @fazzer4x

Currently BB is set to budget forward, basically to forecast expenses and generate savings. The challenge that arises has to do with bank accounts in MM that only display the last 90 days of transactions. Take ING for example.

Should BB ever want to have features such as charts or budgeting averages:

will BB save transactions from MM and create a local working copy database?
or
should BB only pull all available transactions and go from there?

@Xiphe Xiphe added the action: 🙋question Further information is requested label Apr 30, 2020
@Xiphe Xiphe added this to the Stable milestone Apr 30, 2020
@Xiphe Xiphe mentioned this issue Apr 30, 2020
@Xiphe
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Xiphe commented Apr 30, 2020

Thanks for the heads-up @frazzer4x!

I know of bank accounts that only export up to 90 days of transactions. But was assuming that MoneyMoney will keep them in its database forever. Are you sure that MM deletes these transactions after 90 days? If yes: Is there documentation in MoneyMoney about how and when this happens? I mean this would also affect charts in MM.

Regarding your question:

I would really much love to not maintain and sync an internal database of transactions. The whole Idea of this project is to work hand-in-hand with MM.

@Xiphe
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Xiphe commented Apr 30, 2020

I asked the MoneyMoney support and Thomas said MoneyMoney never removes Transactions.

He noted that in the UI you can add a "Period" filter that causes only transactions of the last 90 days to be displayed. But once you clear that filter everything is visible again.

Nonetheless some FinTS/HBCI-Servers are deleting old transactions on their End after some time. MoneyMoney then can not get them in retrospect. In that case you still could manually import transactions I guess (never did that myself).

So regarding your concerns. Since MoneyMoney will not throw away transactions unless you tell it to. I see no reason why BudgetBudget would to have an own database of them.

@Xiphe Xiphe closed this as completed Apr 30, 2020
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