Detailed blog post: https://blog.nitinsawant.com/2023/02/lifetime-unlimited-money-through-manual.html

Lifetime unlimited money through manual SWP in mutual funds

1. Invest a lump sum in multiple high performing equity mutual fund e.g. ₹1 lac
2. Wait for 1+ year - yea! Let it grow for sometime
3. Withdraw ₹1k per month on a fixed date (to minimize loss: withdraw only if mutual fund returns are greater than or equal to 13%)

Suppose you have 1k society maintainance bill:

Realtime calculations

Widthdrawl plan: https://docs.google.com/spreadsheets/d/1AJ4xg6MEcAMU-bxn4fCSb4eYsyXLZpE1/edit?usp=share_link&ouid=115951208147080227122&rtpof=true&sd=true

notes

1. mutual funds are subject to market risks, market down huwa to samjho paisa gaya,
   works well if you choose the right mutual fund and start SWP after one year.
2. its just a theory, try at your own risk