[FW][FIX] account: payment error on empty default post exchange difference journal #163534
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The issue:
when you make a payment and there is an exchange difference, since the post exchange difference is not set, it will throw a traceback
To reproduce:
The fix:
Throw a user error indicating to set the post exchange difference journal
opw-3783917
opw-3768202
Forward-Port-Of: #157735