fix: move wallet manager "zero balance" check to transaction handlers

[air1one]

Move the database wallet manager "zero balance" check to transaction handlers.

Fixes issue with HTLC transactions where we authorize a sender to send HTLC claim or refund transaction with no balance.

Added e2e tests for htlc claim and refund.

What kind of change does this PR introduce?

• Bugfix
• Feature
• Refactor
• Performance
• Tests
• Build
• Documentation
• Code style update
• Continuous Integration
• Other, please describe:

Does this PR introduce a breaking change?

• Yes
• No

Does this PR release a new version?

• Yes
• No

If yes, please describe the impact and migration path for existing applications:

The PR fulfills these requirements:

• It's submitted to the develop branch, not the master branch
• All tests are passing
• New/updated tests are included

If adding a new feature, the PR's description includes:

• A convincing reason for adding this feature (to avoid wasting your time, it's best to open a suggestion issue first and wait for approval before working on it)

[codecov-io]

Codecov Report

Merging #2896 into develop will decrease coverage by 0.03%.
The diff coverage is 40%.

@@             Coverage Diff             @@
##           develop    #2896      +/-   ##
===========================================
- Coverage    68.12%   68.08%   -0.04%     
===========================================
  Files          405      405              
  Lines         9734     9733       -1     
  Branches       459      460       +1     
===========================================
- Hits          6631     6627       -4     
- Misses        3067     3069       +2     
- Partials        36       37       +1

Impacted Files	Coverage Δ
...ages/core-transactions/src/handlers/transaction.ts	63.33% <0%> (-2.19%)	⬇️
...ckages/core-transaction-pool/src/wallet-manager.ts	100% <100%> (ø)	⬆️
packages/core-transactions/src/errors.ts	85.71% <50%> (-1.06%)	⬇️

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