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<!DOCTYPE html>
<html lang="en">
<head>
<meta charset="UTF-8">
<meta http-equiv="X-UA-Compatible" content="IE=edge">
<meta name="viewport" content="width=device-width, initial-scale=1.0">
<title>Investor Input</title>
<link href="https://cdn.jsdelivr.net/npm/bootstrap@5.0.0-beta2/dist/css/bootstrap.min.css" rel="stylesheet"
integrity="sha384-BmbxuPwQa2lc/FVzBcNJ7UAyJxM6wuqIj61tLrc4wSX0szH/Ev+nYRRuWlolflfl" crossorigin="anonymous">
<link rel="stylesheet" href="style.css">
</head>
<body>
<section id="calculator">
<div class="container">
<div class="grid">
<div class="grid-child">
<div class="text-center pb-5">
<h2 class="text-capitalize">Investor Input</h2>
<div class="">
<hr class="line m-auto">
</div>
</div>
<h4 class="text-left">How should I allocate my assets? </h4>
<p class="calculator-pera-text">
Over 90 percent of investment returns are determined by how investors allocate their assets
versus security selection, market timing and other factors.* Use this calculator to help
determine your portfolio allocation based on your propensity for risk.
* Source: Brinson, Singer, and Beebower, 'Determinants of Portfolio Performance II: An Update,'
Financial Analysts Journal, May-June 1991
</p>
<!-- tax input -->
<div class="tax-input">
<form action="" class="w-5" id="investor-form">
<div class="form-group mb-3">
<label for="">Risk Tolerance:</label>
<select class="form-control" id="investor-risk-tolerance-input">
<!-- <option selected>Open this select menu</option> -->
<option selected>Select risk tolerance</option>
<option value="1">Low</option>
<option value="2">Moderate</option>
<option value="3">High</option>
</select>
</div>
<div class="help">
<div class="">
<!-- Button trigger modal -->
<div class="d-flex justify-content-end">
<a class="btn text-danger" data-bs-toggle="modal"
data-bs-target="#exampleModal">
Do you need help?
</a>
</div>
<!-- Modal -->
<div class="modal fade" id="exampleModal" tabindex="-1"
aria-labelledby="exampleModalLabel" aria-hidden="true">
<div class="modal-dialog modal-dialog-centered modal-xl">
<div class="modal-content">
<div class="modal-header">
<button type="button" class="btn-close" data-bs-dismiss="modal"
aria-label="Close"></button>
</div>
<div id="wealth-risk-question-area" class="modal-body">
<div class="text-center">
<h4 class="text-center" id="exampleModalLabel">Risk Profile
Calculation</h4>
<p class="text-center">Questions to know your demographic style
</p>
</div>
<div class="container">
<!-- question box 1-->
<div id="wealth-question-one" class="question-box">
<h5 class="">The first comes to your mind while investing.
</h5>
<div class="question-area mb-3">
<div class="form-check">
<input
onclick="getNeedHelpQuestionValue('question-1-option-1','question-one-weight','question-one-option',.15)"
class="form-check-input" type="radio"
name="flexRadioDefault" id="question-1-option-1"
value="1">
<label class="form-check-label"
for="question-1-option-1">
I must ensure the capital retaining.
</label>
</div>
<div class="form-check">
<input
onclick="getNeedHelpQuestionValue('question-1-option-2','question-one-weight','question-one-option',.15)"
class="form-check-input" type="radio"
name="flexRadioDefault" id="question-1-option-2"
value="2">
<label class="form-check-label"
for="question-1-option-2">
I must have enough return with minimum risk.
</label>
</div>
<div class="form-check">
<input
onclick="getNeedHelpQuestionValue('question-1-option-3','question-one-weight','question-one-option',.15)"
class="form-check-input" type="radio"
name="flexRadioDefault" id="question-1-option-3"
value="3">
<label class="form-check-label"
for="question-1-option-3">
I must have enough return.
</label>
</div>
<div class="form-check">
<input
onclick="getNeedHelpQuestionValue('question-1-option-4','question-one-weight','question-one-option',.15)"
class="form-check-input" type="radio"
name="flexRadioDefault" id="question-1-option-4"
value="4">
<label class="form-check-label"
for="question-1-option-4">
I should go for the investment.
</label>
</div>
</div>
<div class="question-weight">
<p class="m-0">Score: <label id="question-one-weight"
for="">0</label></p>
<p class="m-0">Option: <label id="question-one-option"
for="">0</label></p>
</div>
<div class="modal-footer">
<button id="wealth-question-one-previous" type="button"
class="btn btn-secondary"
data-dismiss="modal">Previous</button>
<button
onclick="needHelpQuestionButtonEvent('two','one',true)"
id="wealth-question-one-next" type="button"
class="btn btn-primary">Next</button>
</div>
</div>
<!-- question box 2-->
<div id="wealth-question-two" class="question-box">
<h5 class="">You think when you hear about "Risk".</h5>
<div class="question-area mb-3">
<div class="form-check">
<input
onclick="getNeedHelpQuestionValue('question-2-option-1','question-two-weight','question-two-option',.18)"
class="form-check-input" type="radio"
name="flexRadioDefault" id="question-2-option-1"
value="1">
<label class="form-check-label"
for="question-2-option-1">
Financial harm.
</label>
</div>
<div class="form-check">
<input
onclick="getNeedHelpQuestionValue('question-2-option-2','question-two-weight','question-two-option',.18)"
class="form-check-input" type="radio"
name="flexRadioDefault" id="question-2-option-2"
value="2">
<label class="form-check-label"
for="question-2-option-2">
May get harmed.
</label>
</div>
<div class="form-check">
<input
onclick="getNeedHelpQuestionValue('question-2-option-3','question-two-weight','question-two-option',.18)"
class="form-check-input" type="radio"
name="flexRadioDefault" id="question-2-option-3"
value="3">
<label class="form-check-label"
for="question-2-option-3">
Opportunity to cut some benefit by getting the
risk.
</label>
</div>
<div class="form-check">
<input
onclick="getNeedHelpQuestionValue('question-2-option-4','question-two-weight','question-two-option',.18)"
class="form-check-input" type="radio"
name="flexRadioDefault" id="question-2-option-4"
value="4">
<label class="form-check-label"
for="question-2-option-4">
Its very natural concern.
</label>
</div>
</div>
<div class="question-weight">
<p class="m-0">Score: <label id="question-two-weight"
for="">0</label></p>
<p class="m-0">Option: <label id="question-two-option"
for="">0</label></p>
</div>
<div class="modal-footer">
<button
onclick="needHelpQuestionButtonEvent('one','two',true)"
id="wealth-question-two-previous" type="button"
class="btn btn-secondary">Previous</button>
<button
onclick="needHelpQuestionButtonEvent('three','two',true)"
id="wealth-question-two-next" type="button"
class="btn btn-primary">Next</button>
</div>
</div>
<!-- question box 3-->
<div id="wealth-question-three" class="question-box">
<h5 class="">Your earning preferences.</h5>
<div class="question-area mb-3">
<div class="form-check">
<input
onclick="getNeedHelpQuestionValue('question-3-option-1','question-three-weight','question-three-option',.15)"
class="form-check-input" type="radio"
name="flexRadioDefault" id="question-3-option-1"
value="1">
<label class="form-check-label"
for="question-3-option-1">
I should get a job to get salaries regularly.
</label>
</div>
<div class="form-check">
<input
onclick="getNeedHelpQuestionValue('question-3-option-2','question-three-weight','question-three-option',.15)"
class="form-check-input" type="radio"
name="flexRadioDefault" id="question-3-option-2"
value="2">
<label class="form-check-label"
for="question-3-option-2">
I should try to do some business along with my
job.
</label>
</div>
<div class="form-check">
<input
onclick="getNeedHelpQuestionValue('question-3-option-3','question-three-weight','question-three-option',.15)"
class="form-check-input" type="radio"
name="flexRadioDefault" id="question-3-option-3"
value="3">
<label class="form-check-label"
for="question-3-option-3">
I should run a business.
</label>
</div>
<div class="form-check">
<input
onclick="getNeedHelpQuestionValue('question-3-option-4','question-three-weight','question-three-option',.15)"
class="form-check-input" type="radio"
name="flexRadioDefault" id="question-3-option-4"
value="4">
<label class="form-check-label"
for="question-3-option-4">
I should get involved into a business with
partners.
</label>
</div>
</div>
<div class="question-weight">
<p class="m-0">Score: <label id="question-three-weight"
for="">0</label></p>
<p class="m-0">Option: <label id="question-three-option"
for="">0</label></p>
</div>
<div class="modal-footer">
<button
onclick="needHelpQuestionButtonEvent('two','three',true)"
id="wealth-question-three-previous" type="button"
class="btn btn-secondary">Previous</button>
<button
onclick="needHelpQuestionButtonEvent('four','three',true)"
id="wealth-question-three-next" type="button"
class="btn btn-primary">Next</button>
</div>
</div>
<!-- question box 4-->
<div id="wealth-question-four" class="question-box">
<h5 class="">You feel when you come to know about a
financial loss.</h5>
<div class="question-area mb-3">
<div class="form-check">
<input
onclick="getNeedHelpQuestionValue('question-4-option-1','question-four-weight','question-four-option',.18)"
class="form-check-input" type="radio"
name="flexRadioDefault" id="question-4-option-1"
value="1">
<label class="form-check-label"
for="question-4-option-1">
I can not accept.
</label>
</div>
<div class="form-check">
<input
onclick="getNeedHelpQuestionValue('question-4-option-2','question-four-weight','question-four-option',.18)"
class="form-check-input" type="radio"
name="flexRadioDefault" id="question-4-option-2"
value="2">
<label class="form-check-label"
for="question-4-option-2">
I need to overcome the loss in future.
</label>
</div>
<div class="form-check">
<input
onclick="getNeedHelpQuestionValue('question-4-option-3','question-four-weight','question-four-option',.18)"
class="form-check-input" type="radio"
name="flexRadioDefault" id="question-4-option-3"
value="3">
<label class="form-check-label"
for="question-4-option-3">
Its a normal concern in investing.
</label>
</div>
<div class="form-check">
<input
onclick="getNeedHelpQuestionValue('question-4-option-4','question-four-weight','question-four-option',.18)"
class="form-check-input" type="radio"
name="flexRadioDefault" id="question-4-option-4"
value="4">
<label class="form-check-label"
for="question-4-option-4">
I was doing business.
</label>
</div>
</div>
<div class="question-weight">
<p class="m-0">Score: <label id="question-four-weight"
for="">0</label></p>
<p class="m-0">Option: <label id="question-four-option"
for="">0</label></p>
</div>
<div class="modal-footer">
<button
onclick="needHelpQuestionButtonEvent('three','four',true)"
id="wealth-question-four-previous" type="button"
class="btn btn-secondary">Previous</button>
<button
onclick="needHelpQuestionButtonEvent('five','four',true)"
id="wealth-question-four-next" type="button"
class="btn btn-primary">Next</button>
</div>
</div>
<!-- question box 5-->
<div id="wealth-question-five" class="question-box">
<h5 class="">How much you put weight while thinking of
investing about past performance of the business idea.
</h5>
<div class="question-area mb-3">
<div class="form-check">
<input
onclick="getNeedHelpQuestionValue('question-5-option-1','question-five-weight','question-five-option',.1)"
class="form-check-input" type="radio"
name="flexRadioDefault" id="question-5-option-1"
value="1">
<label class="form-check-label"
for="question-5-option-1">
I must consider the past performance of the
business.
</label>
</div>
<div class="form-check">
<input
onclick="getNeedHelpQuestionValue('question-5-option-2','question-five-weight','question-five-option',.1)"
class="form-check-input" type="radio"
name="flexRadioDefault" id="question-5-option-2"
value="2">
<label class="form-check-label"
for="question-5-option-2">
I should think.
</label>
</div>
<div class="form-check">
<input
onclick="getNeedHelpQuestionValue('question-5-option-3','question-five-weight','question-five-option',.1)"
class="form-check-input" type="radio"
name="flexRadioDefault" id="question-5-option-3"
value="3">
<label class="form-check-label"
for="question-5-option-3">
I may think about the past performance of the
business.
</label>
</div>
<div class="form-check">
<input
onclick="getNeedHelpQuestionValue('question-5-option-4','question-five-weight','question-five-option',.1)"
class="form-check-input" type="radio"
name="flexRadioDefault" id="question-5-option-4"
value="4">
<label class="form-check-label"
for="question-5-option-4">
Past does not determine future profit.
</label>
</div>
</div>
<div class="question-weight">
<p class="m-0">Score: <label id="question-five-weight"
for="">0</label></p>
<p class="m-0">Option: <label id="question-five-option"
for="">0</label></p>
</div>
<div class="modal-footer">
<button
onclick="needHelpQuestionButtonEvent('four','five',true)"
id="wealth-question-five-previous" type="button"
class="btn btn-secondary">Previous</button>
<button
onclick="needHelpQuestionButtonEvent('wealth-demographic-calculation','wealth-risk-question-area',false)"
id="wealth-question-six-submit" type="button"
class="btn btn-primary">Submit</button>
</div>
</div>
<!-- question box 6-->
<!-- <div id="wealth-question-six" class="question-box">
<h5 class="">Would you invest in a company that underperformed
in the past and caused you losses?</h5>
<div class="question-area mb-3">
<div class="form-check">
<input onclick="getNeedHelpQuestionValue('question-6-option-1')" class="form-check-input" type="radio"
name="flexRadioDefault" id="question-6-option-1"
value="1">
<label class="form-check-label"
for="question-6-option-1">
Definitely not
</label>
</div>
<div class="form-check">
<input onclick="getNeedHelpQuestionValue('question-6-option-2')" class="form-check-input" type="radio"
name="flexRadioDefault" id="question-6-option-2" value="2">
<label class="form-check-label"
for="question-6-option-2">
May be, but am not very sure
</label>
</div>
<div class="form-check">
<input onclick="getNeedHelpQuestionValue('question-6-option-3')" class="form-check-input" type="radio"
name="flexRadioDefault" id="question-6-option-3" value="3">
<label class="form-check-label"
for="question-6-option-3">
Perhaps I will
</label>
</div>
<div class="form-check">
<input onclick="getNeedHelpQuestionValue('question-6-option-4')" class="form-check-input" type="radio"
name="flexRadioDefault" id="question-6-option-4" value="4">
<label class="form-check-label"
for="question-6-option-4">
Definitely yes
</label>
</div>
</div>
<div class="modal-footer">
<button onclick="needHelpQuestionButtonEvent('five','six',true)" id="wealth-question-six-previous" type="button"
class="btn btn-secondary">Previous</button>
<button onclick="needHelpQuestionButtonEvent('wealth-demographic-calculation','wealth-risk-question-area',false)" id="wealth-question-six-submit" type="button"
class="btn btn-primary">Submit</button>
</div>
</div> -->
</div>
</div>
<!-- demographic calculation -->
<div id="wealth-demographic-calculation">
<div class="modal-body">
<div class="container">
<div class="text-center mb-3">
<h4 class="text-" id="exampleModalLabel">Your
Demographic Score Card:</h4>
</div>
<div class="calculate-demographic-score">
<div class="row">
<div class="col-lg-6">
<div class="mb-3">
<h5 for="">Gender</h5>
<div class="form-check form-check-inline">
<input
onclick="getNeedHelpQuestionValue('gender1')"
class="form-check-input"
type="radio" name="gender"
id="gender1" value="4" checked>
<label class="form-check-label"
for="gender1">Male</label>
</div>
<div class="form-check form-check-inline">
<input
onclick="getNeedHelpQuestionValue('gender2')"
class="form-check-input"
type="radio" name="gender"
id="gender2" value="4">
<label class="form-check-label"
for="gender2">Female</label>
</div>
</div>
<!-- <div class="mb-3">
<h5 for="">Income</h5>
<div class="form-check form-check-inline">
<input onclick="getNeedHelpQuestionValue('income1')" class="form-check-input" type="radio"
name="income" id="income1"
value="4" checked>
<label class="form-check-label"
for="income1">Below 1 crore</label>
</div>
<div class="form-check form-check-inline">
<input onclick="getNeedHelpQuestionValue('income2')" class="form-check-input" type="radio"
name="income" id="income2"
value="4" >
<label class="form-check-label"
for="income2">Above 1 crore</label>
</div>
</div> -->
<div class="mb-3">
<h5 for="">Education</h5>
<div class="form-check form-check-inline">
<input
onclick="getNeedHelpQuestionValue('education1')"
class="form-check-input"
type="radio" name="education"
id="education1" value="4" checked>
<label class="form-check-label"
for="education1">Graduation</label>
</div>
<div class="form-check form-check-inline">
<input
onclick="getNeedHelpQuestionValue('education2')"
class="form-check-input"
type="radio" name="education"
id="education2" value="4">
<label class="form-check-label"
for="education2">Under
Graduate</label>
</div>
</div>
<div class="mb-3">
<h5 for="">Investment Horizon</h5>
<div class="form-check form-check-inline">
<input
onclick="getNeedHelpQuestionValue('indicative-invest-1')"
class="form-check-input"
type="radio"
name="investmentHorizon"
id="indicative-invest-1" value="4"
checked>
<label class="form-check-label"
for="indicative-invest-1">Short
term</label>
</div>
<div class="form-check form-check-inline">
<input
onclick="getNeedHelpQuestionValue('indicative-invest-2')"
class="form-check-input"
type="radio"
name="investmentHorizon"
id="indicative-invest-2" value="4">
<label class="form-check-label"
for="indicative-invest-2">Long
term</label>
</div>
</div>
</div>
<!-- right side -->
<div class="col-lg-6">
<div class="mb-3">
<h5 for="">Age</h5>
<div class="form-check form-check-inline">
<input
onclick="getNeedHelpQuestionValue('age1')"
class="form-check-input"
type="radio" name="age" id="age1"
value="2" checked>
<label class="form-check-label"
for="age1">Below 50</label>
</div>
<div class="form-check form-check-inline">
<input
onclick="getNeedHelpQuestionValue('age2')"
class="form-check-input"
type="radio" name="age" id="age2"
value="2">
<label class="form-check-label"
for="age2">Above 50</label>
</div>
</div>
<div class="mb-3">
<h5 for="">Occupation</h5>
<div class="form-check form-check-inline">
<input
onclick="getNeedHelpQuestionValue('occupation1')"
class="form-check-input"
type="radio" name="occupation"
id="occupation1" value="2" checked>
<label class="form-check-label"
for="occupation1">Self
employed</label>
</div>
<div class="form-check form-check-inline">
<input
onclick="getNeedHelpQuestionValue('occupation2')"
class="form-check-input"
type="radio" name="occupation"
id="occupation2" value="2">
<label class="form-check-label"
for="occupation2">Salaried</label>
</div>
</div>
<div class="mb-3">
<h5 for="">Experience in doing business</h5>
<div class="form-check form-check-inline">
<input
onclick="getNeedHelpQuestionValue('investing1')"
class="form-check-input"
type="radio"
name="experienceInvesting"
id="investing1" value="2" checked>
<label class="form-check-label"
for="investing1">Yeas</label>
</div>
<div class="form-check form-check-inline">
<input
onclick="getNeedHelpQuestionValue('investing2')"
class="form-check-input"
type="radio"
name="experienceInvesting"
id="investing2" value="2">
<label class="form-check-label"
for="investing2">No</label>
</div>
</div>
</div>
</div>
</div>
<div class=" text-center mt-3">
<button
onclick="displayHide('wealth-risk-question-area','wealth-demographic-calculation')"
id="wealth-demographic-score-back" type="button"
class="btn btn-secondary">Back</button>
<button
onclick="displayHide('wealth-demographic-risk-quotient','wealth-demographic-calculation')"
id="wealth-demographic-score-evaluate" type="button"
class="btn btn-secondary">Evaluate Now</button>
</div>
</div>
</div>
</div>
<!-- demographic risk quotient -->
<div id="wealth-demographic-risk-quotient">
<div class="modal-body">
<div class="container">
<div class="text-center mb-3">
<h4 class="text-" id="exampleModalLabel">Your Risk
Quotient
</h4>
<p class="">Answer the following questions to know your
risk
profile</p>
<img src="" alt="" class="">
<h4 class="">You Are a <span id="risk-id"></span>
Investor</h4>
<p class="">As a growth investor, your primary objective
is
to grow your money aggressively, over medium to long
term. You may have the experience and capability to
take
added risks and do not easily get affected by short
term
volatility. At the back of your mind, you are aware
that
you could get back lesser than what you invested bur
are
willing to the riskh in a bid to grow your money.
</p>
</div>
<div class=" text-center mt-3">
<button type="button" class="btn btn-secondary"
data-bs-dismiss="modal">Continue</button>
</div>
<div
class="text-center mt-2 d-flex align-items-center justify-content-center">
Not convinced? <a href=""
class="btn text-danger">Evaluate
again</a>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="form-group mb-3 ">
<label for="">Current assets:</label>
<input type="number" class="form-control" id="investor-current-asset-input" name=""
placeholder="" value="4000000">
</div>
<div class="form-group mb-3">
<label for="">Savings per year:</label>
<input type="number" class="form-control" id="investor-saving-per-year-input" name=""
placeholder="" value="60000">
</div>
<div class="form-group mb-3">
<label for="">Marginal tax rate:</label>
<select class="form-control" id="investor-marginal-tax-rate-input">
<!-- <option selected>Open this select menu</option> -->
<option selected>Select marginal tax rate</option>
<option value="1" selected>20%</option>
<option value="2">25%</option>
<option value="3">30%</option>
<option value="4">35%</option>
<option value="5">37.5%</option>
<option value="6">40%</option>
<option value="7">42.5%</option>
<option value="8">45%</option>
</select>
</div>
<div class="form-group mb-3 ">
<label for="">Income required in next two year:</label>
<input type="text" class="form-control"
id="investor-required-income-next-two-year-input" name="" placeholder=""
value="15%">
</div>
<div class=" ">
<div class="d-flex justify-content-end">
<button onclick="" type="reset" id="investor-reset"
class="btn calculate-button mx-2">reset</button>
<button onclick="investorInput()" type="submit" id="investor-calculate"
class="btn calculate-button mx-2">calculate</button>
</div>
</div>
</form>
</div>
<!-- tax output -->
<div class="tax-output">
<p class="">
It is equal to liquidity constraint <span id="ekush-liquidity-constraint"></span> it is
equal to six months
savings.
</p>
<table class="table table-borderless w-25">
<!-- <thead>
<tr>
<th scope="col">#</th>
<th scope="col">First</th>
<th scope="col">Last</th>
<th scope="col">Handle</th>
</tr>
</thead> -->
<tbody>
<tr>
<td id="">Ekush's Fund</td>
<td id="ekush-fund"></td>
</tr>
<tr>
<td id="">Shanchaypatra</td>
<td id="ekush-shanchaypatra"></td>
</tr>
<tr>
<td id="">Bank FDR</td>
<td id="ekush-bank-fdr"></td>
</tr>
<tr>
<td id="">Cash</td>
<td id="ekush-cash"></td>
</tr>
</tbody>
</table>
</div>
<div id="chartContainer" style="height: 300px; width: 100%;" class=""></div>
<div class="calculator-pera-text">
<ul class="text-">
<li>
<strong>Current age</strong>
<ul>
<li class="text-justify">
Your current age. This is by far the most important aspect of asset allocation.
For most people
the majority of their portfolio is for their retirement. The younger you are,
the less likely
you need this money any time soon. This allows you to invest more aggressively
in stocks that
generally have the best long-term returns. As you get older, it is advisable to
move more of
your investments to securities with less fluctuation such as cash and bonds.
This can help
ensure the money is available when you need it.
</li>
</ul>
</li>
<li>
<strong>Current assets</strong>
<ul>
<li>This is the total value of your investment portfolio. Our asset allocator
increases your stock
exposure as your portfolio increases. Generally speaking, larger portfolios are
less likely to
leave individuals cash poor in a market downturn. This allows people with large
portfolios to
invest a bit more aggressively.</li>
</ul>
</li>
<li>
<strong>Savings per year</strong>
<ul>
<li>This is the amount you will be adding to your investments each year. Like
portfolio size, the
more you invest the more aggressive your investments should be.</li>
</ul>
</li>
<li>
<strong>Income required</strong>
<ul>
<li>This is the percentage of income you will need from your investments. Most
people do not require
any income from their investments until they retire.</li>
</ul>
</li>
<li>
<strong>Marginal tax rate</strong>
<ul>
<li>The tax rate you expect to pay on your investments.</li>
</ul>
</li>
<li>
Your personal ability to tolerate your portfolio value fluctuating up and down. Many
people
overestimate their ability to tolerate risk. Unless you can handle a 20% decline in your
portfolio during a stock market correction, you may wish to keep your risk tolerance at
or below
the mid-point.</li>
<li>Information and interactive calculators are made available to you as self-help tools for
your
independent use and are not intended to provide investment advice. We cannot and do not
guarantee their applicability or accuracy in regards to your individual circumstances.
All examples are hypothetical and are for illustrative purposes. We encourage you to
seek
personalized advice from qualified professionals regarding all personal finance issues.
</li>
<li>
Expected returns of diffierent asset classes are based on historical data, there is no
assurance
these will be materialized in future. interest rate of interst rate will vary year by
year.
Fixed income risks include, but are not limited to, changes in interest rates,
liquidity, credit
quality, volatility, and duration.</li>
<li>Calculators are based on subjective can fact based calculations and are being made
available to
you as self-help tools for your independent use and are not intended to provide
investment
advice or be representative of actual results. We do not guarantee their applicability
or
accuracy in regards to your individual circumstances. The determinations made by these
calculators should not be construed as guarantees or projections. Moreover, the
reasonableness
of certain information may change over time because of changes in tax law, investment
trends and
your personal circumstances. The information contained here is based on current law and
has been
obtained from sources believed to be reliable, but we do not guarantee its accuracy.
</li>
<li>
Investment results can vary considerably depending on the type of securities involved,
general
market conditions and other factors. It is important that you periodically review and
update
your plans. Ekush Wealth Management Limited does not provide tax or legal advice. You
should
contact your tax or legal advisor concerning your particular situation. All investments
carry a
degree of risk, and past performance is not a guarantee of future results.Asset
allocation and
diversification do not guarantee a profit nor protect against loss.
</li>
</ul>
</div>
</div>
</div>
</div>
</section>
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