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It's probably best to just associate the account_uri with a local user ID. everything else can be derived from that account_uri. However, if you want to display transactions in real time then it will be slow so you may want to keep debit_uris locally as well.
Migrated from balanced/balanced-api#209
from @mjallday:
and @bradfordb commented (balanced/balanced-api#209 (comment))
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