Pending Balances

[ams-ryanolson]

So, in summary this is what I need to accomplish.

• User A sends to User B
• The transaction needs to be set to pending for a specific cycle of funds. (settlement from the Processor)
• Once the funds are settled, they are available to User B for withdrawl to their bank account.

I have 2 thoughts on how best to accomplish this but I was wondering if the community could explain what others might have done to accomplish this. My 2 thoughts are

Option 1: Create 2 wallets.

• Pending
• Available to Withdrawl

Open 2: Add a pending column to the transaction table.

Both of these come with a number of thoughts around success so that is why I am bringing the question here.

Thanks in Advance!

[rez1dent3]

Hello. I made an example for you.

$transfer = $user1->transfer($user2, 500, new Extra(
    deposit: new Option(null, confirmed: false),
    withdraw: null,
));

More details in PR: #938

[rez1dent3]

Now I will describe a short algorithm of how I would implement this.

1. I would write the “pending” key in the meta;
2. In the admin panel, using this key in the meta, I would look for raw entries;
3. In case of cancellation/confirmation of the transaction, the key would be deleted from meta;
4. Perhaps added additional information to meta after confirmation or cancellation;

[ams-ryanolson]

ok so you are using the confirmed property to handle pending. So, then I would just batch or iterate through them to change them to confirmed=true when I want to allow the user to withdrawl the funds?

(if I understand this correctly, this is an amazing setup)

[ams-ryanolson]

Also, can I do the same but using $deposit = $user2->deposit and use the Extra and Option?

I ask because deposits can come from a direct purchase, and transfers can come from one user to another but both will need to be pending

[rez1dent3]

when I want to allow the user to withdrawl the funds?

yes

Also, can I do the same but using $deposit = $user2->deposit and use the Extra and Option?

$transaction = $user->deposit(100, null, false); // not confirm