Tax efficient ETF portfolio balancing
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etf-balancer

Try and optimally balance an account of Vanguard ETFs given a target allocation. Runs as an API for easy use from google sheets.

features

Balances funds to a target percentage across multiple accounts.

  • high-yield funds prioritized to tax-sheltered accounts
  • can avoid sales in taxable accounts
  • minimizes uninvested cash in each account
  • spreadsheet auto-updates to graph returns and balances over time

CLI usage:

Describe your target allocation, your accounts and provide current market quotes for the funds you're interested in balancing, something like this (via the excellent httpie):

http POST https://etf.gnmerritt.net/balance target:='{"VEU":0.7,"VOO":0.3}' accounts:='[{"name":"taxed", "tax_sheltered":false,"cash":1000, "positions":{"VEU":2, "VOO":2}}]' market:='[{"symbol":"VEU", "price":54.33},{"symbol":"VOO", "price":254.77}]'

spreadsheet usage:

I talk to the API via a google sheet which contains my account info, you can find a template here: Google Sheet Template. If you make yourself a copy you can start using it to balance your own accounts.

dashboard

accounts