File Creation - Segment Debit/Credit

[wadearnold]

File creation should default to NACHA rules by supporting both credits and debits in the same ACH file for type codes. Some legacy systems require the file to only contain Debits (deposit) or Credits (withdraws) in a file. Segmenting Debits and Credits should be a configuration for the client.

The proposed configuration would iterate through the file and write all batches with a ServiceClassCode of 220 into a credits file and 225 into a debits file. Service class code `200 would need to create new batches in the appropriate debits or credits files.

Rather than a configuration, this could be a post file creation process to segment the debits and credits that would take an input of an ACH.File being created and return two ACH.Files that have been segmented.

We should be aware of how to deal with the Balanced Offset Record when segmenting files.