Emily had a much higher credit score than Maria because 
OPTIONS:
- Emily never paid her bills on time.
- Maria never paid her bills on time.
Maria never paid her bills on time.

Mark never pays with his debit card and uses the credit card instead, because the 
OPTIONS:
- debit card is less safe.
- credit card is less safe.
debit card is less safe.

Jessica asked Katrina what time the big college party starts, but 
OPTIONS:
- Jessica she had forgotten.
- Katrina she had forgotten.
Katrina she had forgotten.