Problem: The bank was insolvent while the brokerage was still functioning, as the 
OPTIONS:
- bank was free of debt.
- brokerage was free of debt.

My choice: brokerage was free of debt.


Problem: James walked into the garden and it feels like he was not wearing a cologne as he is engulfed with the scent  of the flowers. The 
OPTIONS:
- scent is strong.
- cologne is strong.

My choice: scent is strong.


Problem: Brett asked Neil if he could go to see the movies tonight with him because 
OPTIONS:
- Brett is his boyfriend.
- Neil is his boyfriend.

My choice: Neil is his boyfriend.


Problem: Once the panties got hardened and the leggings were laundered with softening agents, the 
OPTIONS:
- panties were rough.
- leggings were rough.

My choice:
panties were rough.