Emily had a much higher credit score than Maria because 
OPTIONS:
- Emily never paid her bills on time.
- Maria never paid her bills on time.
Maria never paid her bills on time.

Justin thought gold would be a good investment but Brett did not agree. 
OPTIONS:
- Justin bought a bar of gold.
- Brett bought a bar of gold.
Justin bought a bar of gold.

William went to yoga class more often than Leslie because 
OPTIONS:
- William always had extra time.
- Leslie always had extra time.
William always had extra time.