This projects lets you perform basic calculations on Danish Real Estate loans with fixed interest rate. It can create a simple table showing annuities, repayment, debt and bidrag (What is the english word for bidrag?). Currently only implemented for Total Kredit.
Small example:
>>> from dkrk.realestate import TKLoan
>>> tk = TKLoan(
price=99.47,
face_value=1_000_000,
interest=0.05,
bidrag=0.0074,
maturity=30,
n_terms=4)
>>> tk.loan_amount
1005328.24
>>> tk.total_cost
2085604.07
>>> tk.total_interest
1080275.83
>>> tk.table
Time Annuity Repayment Interest Debt Bidrag
0 1 18079.316 3652.856 12566.603 1001675.384 1859.857
1 2 18072.558 3698.517 12520.942 997976.867 1853.099
2 3 18065.716 3744.748 12474.711 994232.119 1846.257
3 4 18058.788 3791.557 12427.901 990440.562 1839.329
4 5 18051.774 3838.952 12380.507 986601.610 1832.315
5 6 18044.672 3886.939 12332.520 982714.671 1825.213
...