made use of find_or_create_by_name

vendor/plugins/inquiries/app/models/inquiry_setting.rb

@@ -1,11 +1,11 @@
 class InquirySetting < ActiveRecord::Base
 
   def self.confirmation_body
-    find_by_name("Confirmation Body")
+    find_or_create_by_name("Confirmation Body")
   end
 
   def self.notification_recipients
-    find_by_name("Notification Recipients")
+    find_or_create_by_name("Notification Recipients")
   end
 
 end

vendor/plugins/refinery_settings/app/models/refinery_setting.rb

@@ -41,7 +41,7 @@ def self.[](name)
 	end
 
 	def self.[]=(name, value)
-		setting = find_by_name(name.to_s) || new(:name => name.to_s)
+		setting = find_or_create_by_name(name.to_s)
 		setting.value = value
 		setting.save!
 	end